Cherokee County property record for 108 Lipscomb St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,550 sqft · built 1918 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,000 (Nov 2020) |
| Tax Bill | $1,651 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030061-23-3 |
| Primary APN | 030061-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,550 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Porch |
| Old Parcel Number | 1000100161000 60409889 |
|---|---|
| Street Address | 108 LIPSCOMB ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 108 LIPSCOMB ST FM ANDERSON DANIELS $53000 |
| Legal Subdivision | PLAT C |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970601 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1036 MEADOW WOODS RD, UNION, SC 29379 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK |
| Dec 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 0001282640 |
| Deed Book / Page | 128 / 2640 |
| Last Transfer Date | Dec 1, 2020 |
| Transfer Doc | 0001282640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 108 LIPSCOMB ST, GAFFNEY, SC 29340-3814 |
| Document Number | 0001282642 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 LIPSCOMB ST GAFFNEY SC 293403814, GAFFNEY, SC 29340-3814 |
| Document Number | 0001282642 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 000128/002642 |
| Instrument | 6487 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 1, 2020 |
| Property Address | 108 LIPSCOMB ST, GAFFNEY, SC 29340-3814 |
| Document Number | 0001282640 |
| Book / Page | 000128 / 002640 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 6486 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 MEADOW WOODS RD UNION SC 29379, UNION, SC 29379 |
| Document Number | 1282642 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 000128/002642 |
| Instrument | 6487 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,651.00 (+4.76%) | $3,980 (-) Land $720 Building $3,260 | $66,400 (-) Land $12,000 Building $54,400 |
| 2023 | $1,576.00 | $3,980 Land $720 Building $3,260 | $66,400 Land $12,000 Building $54,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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