Henderson County property record for 108 Letcher St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,563 sqft · built 1915 |
| Lot Size | 0.112 acres (4,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jun 2017) |
| Tax Bill | $609 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-18-2-17 |
| Primary APN | 2-18-2-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Finished Area |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,920 sqft (0.112 acres) |
| Lot Dimensions | 123 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 40695 |
|---|---|
| Street Address | 108 LETCHER ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | AUDUBON ADDITION |
| Legal Block | 2 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20300 |
Source: Henderson County records · APN 2-18-2-17
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 S PARTRIDGE RUN, HENDERSON, KY 42420-4731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Jun 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jun 16, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on Record |
| Deed Sale | Jun 16, 2017 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Document Number | 624000750 |
| Deed Book / Page | RE 0624 / 750 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 108 LETCHER ST, HENDERSON, KY 42420-3717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 96 S PARTRIDGE RUN, HENDERSON, KY 42420-4731 |
| Document Number | MT1402/236 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | MT1402/236 |
| Instrument | 2022009371 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jul 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 108 LETCHER ST, HENDERSON, KY 42420-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1241/511 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | MT 1241/511 |
| Instrument | 2017006794 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 12, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 16, 2017 |
| Property Address | 108 LETCHER ST, HENDERSON, KY 42420-3717 |
| Document Number | RE0624/750 |
| Book / Page | RE 0624 / 750 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 624000750 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 756 CONSTANZA DR, 756, HENDERSON, KY 42420-5344 |
| Name | Verified Name |
|---|---|
| Address | 96 S PARTRIDGE RUN, HENDERSON, KY 42420-4731 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 (-0.81%) | $55,000 (-) | $55,000 (-) |
| 2023 | $614.00 (+0.82%) | $55,000 (-) | $55,000 (-) |
| 2022 | $609.00 | $55,000 | $55,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), as of May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Benton Ridge Telephone Company.
Based on FCC filings for 576 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0510188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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