108 Laurel St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 108 Laurel St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,468 sqft · built 2014
Lot Size	0.29 acres (12,614 sqft)
Owner	2 Trust Names on File
Last Sale	$2,800,000 (Aug 2022)
Tax Bill	$315 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:10H B:200`

Property Details

APN / Parcel Number

Primary APN	`CONC M:10H B:200`
Alternative APNs	`M:00010H B:00200-00000` `4286`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,468 sqft Living Area
Gross Area	8,136 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,614 sqft (0.29 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4286
Street Address	108 LAUREL ST
City	CONCORD
State	MA
Zip	01742-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	200
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2014
Census Tract	361300

Owner

108 Laurel St is owner-occupied and held in a trust since October 2022.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	108 LAUREL ST, CONCORD, MA 01742-3643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2024	Correction Deed · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Oct 5, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Mar 3, 2015
Deed Book / Page	80627 / 93
Last Transfer Date	Oct 5, 2022
Transfer Doc	080797-291
Record Updated	Oct 29, 2026

May 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONCORD MA
Recording Date	May 31, 2024
Property Address	108 LAUREL ST, CONCORD, MA 01742-3643
Document Number	082831-249
Book / Page	82831 / 249
Instrument Date	May 28, 2024
Instrument	56803
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAUREL ST, CONCORD, MA 01742-3643

Mortgage

Document Number	0000056806
Date	May 31, 2024
Instrument	56806

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 5, 2022
Property Address	108 LAUREL ST, CONCORD, MA 01742-3643
Document Number	080797-291
Book / Page	80797 / 291
Instrument Date	Oct 5, 2022
Instrument	150404
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAUREL ST, CONCORD, MA 01742-3643

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 25, 2022
Property Address	108 LAUREL ST, CONCORD, MA 01742-3643
Document Number	0080627-93
Book / Page	80627 / 93
Instrument Date	Aug 23, 2022
Instrument	130316
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 LAUREL ST, CONCORD, MA 01742-3643

Tax Assessment & Valuation

The 2025 property tax bill for 108 Laurel St was $315, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$315.00 (-98.99%)	$2,378,200 (+0.3%) Land $840,000 Building $1,538,200	$3,100,420
2024	$31,133.00 (+26.58%)	$2,371,100 (+24.94%) Land $840,000 Building $1,531,100
2023	$24,595.00	$1,897,800 Land $687,200 Building $1,210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Laurel St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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