108 Laura Ln, Morganton, NC 28655 Property Records

Burke County property record for 108 Laura Ln, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1960
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2018)
Tax Bill	$885 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2702957501`

Property Details

APN / Parcel Number

Primary APN	`2702957501`
Alternative APN	`8781`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Tile

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Patio Area	75 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	108 LAURA LN
City	MORGANTON
State	NC
Zip	28655-4085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	108 LAURA LN MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	21301

Owner

108 Laura Ln is owned by an individual who bought it in August 2018.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 S STERLING ST, MORGANTON, NC 28655-4035
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 29, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Deed Document Number	20182017019414
Deed Book / Page	2363 / 793
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	108 LAURA LN, MORGANTON, NC 28655-4085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024650224
Date	May 18, 2020
Book Page	2465/224
Instrument	2017040286

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Index	Other

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 29, 2018
Property Address	108 LAURA LN, MORGANTON, NC 28655-4085
Document Number	0023630793
Book / Page	2363 / 0793
Map Reference	MB4 PG23
Instrument Date	Aug 28, 2018
Instrument	2017019414
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6659 NC 18 S, 6659, CONNELLY SPRINGS, NC 28612-7437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAURA LN, MORGANTON, NC 28655-4085

Mortgage

Document Number	2017019415
Date	Aug 29, 2018
Instrument	2017019415

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 108 Laura Ln was $885, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$885.00 (+0.57%)	$120,417 (-) Land $12,900 Building $107,517	$120,417 (-) Land $12,900 Building $107,517
2025	$880.00	$120,417 Land $12,900 Building $107,517	$120,417 Land $12,900 Building $107,517
2023	$848.00	$120,417 Land $12,900 Building $107,517	$120,417 Land $12,900 Building $107,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Laura Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Laura Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Laura Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures