108 Lance Way, Winchester, VA 22603 Property Records

Frederick County property record for 108 Lance Way, Winchester, VA 22603

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,200 sqft · built 2018
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Tax Bill$1,487 (2026)
Deeds & MortgagesNov 2020 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN537-19

Property Details

APN / Parcel Number

Primary APN537-19
Alternative APN
  • 8049786

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
Gross Area1,798 sqft
1st Floor Area580 sqft
Basement Area580 sqft
Unfinished Basement580 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
PorchPorch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8049786
Street Address108 LANCE WAY
CityWINCHESTER
StateVA
Zip22603-4372
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRP
Legal DescriptionREGENTS CREST L 19
Legal SubdivisionREGENTS CREST
Legal Lot Number19
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4002
Census Tract51102

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20684 PILATE SQ, ASHBURN, VA 20147-3567
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Grant Deed, Transfer
GREENWAY FNDG GROUP
May 24, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
GREENWAY FNDG GROUP
Feb 26, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateNov 18, 2020
Property Address108 LANCE WAY, WINCHESTER, VA 22603-4372
Document Number0000016638
Instrument DateNov 12, 2020
Instrument16638
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyINTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address108 LANCE WAY WINCHESTER VA 226034372, WINCHESTER, VA 22603-4372

Mortgage

Document Number16639
DateNov 18, 2020
Instrument16639
Lender
NameGREENWAY FNDG GROUP
TypeFunding / Finance Company
AddressPOTOMAC, MD 20854
Agreement
AmountAmount Recorded
Term180 Months
DueNov 17, 2035
Interest
Rate2.25%

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateMay 24, 2018
Property Address108 LANCE WAY, WINCHESTER, VA 22603-4372
Document Number0000004902
Instrument DateMay 16, 2018
Instrument4902
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 LANCE WAY WINCHESTER VA 22603, WINCHESTER, VA 22603

Mortgage

Document Number4903
DateMay 24, 2018
Instrument4903
Lender
NameGREENWAY FNDG GROUP
TypeFunding / Finance Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 23, 2038
Interest
Rate4.25%

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateFeb 26, 2018
Property Address108 LANCE WAY, WINCHESTER, VA 22603-4372
Document Number0000001745
Instrument DateFeb 13, 2018
Instrument1745
Transaction TypeTransfer
Record UpdatedMar 2, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$371.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,487.00 (+10.39%)$280,600 Land $73,000 Building $207,600$280,600 Land $73,000 Building $207,600
2025$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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