108 Lakeside Dr, Grover, NC 28073 Property Records

Cleveland County property record for 108 Lakeside Dr, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	4,940 sqft · built 1969
Lot Size	1.36 acres (59,349 sqft)
Owner	2 Individual Names on File
Last Sale	$462,500 (Apr 2022)
Tax Bill	$4,674 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`73428`

Property Details

APN / Parcel Number

Primary APN	`73428`
Alternative APNs	`1336954` `1347623`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	4,940 sqft Finished Area
Basement Area	2,470 sqft
Finished Basement	2,470 sqft
Unfinished Basement	2,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Lot Area	59,349 sqft (1.36 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	36 sqft
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1347623
Street Address	108 LAKESIDE DR
City	GROVER
State	NC
Zip	28073-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1.341 LAKESIDE DR DOC RES
Legal Subdivision	LAKE
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1024
Census Tract	950604

Owner

108 Lakeside Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 29, 2022	Correction Deed
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 5, 2017	Deed of Trust, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	2022200071533
Deed Book / Page	1870 / 1259
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019110551
Date	Dec 1, 2023
Book Page	1911/551
Instrument	200094754

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018082038
Date	Mar 4, 2020
Book Page	1808/2038
Instrument	200036733

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018211264
Date	Sep 11, 2020
Book Page	1821/1264
Instrument	200044086

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 29, 2022
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Document Number	0018712077
Book / Page	1871 / 2077
Instrument Date	Apr 29, 2022
Instrument	200072172
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2029 HOLLYHEDGE LN, 2029, INDIAN TRAIL, NC 28079-3680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAKESIDE DR, GROVER, NC 28073-7713

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 18, 2022
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Document Number	0018701259
Book / Page	1870 / 1259
Instrument Date	Apr 18, 2022
Instrument	200071533
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2029 HOLLYHEDGE LN, 2029, INDIAN TRAIL, NC 28079-3680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LAKESIDE DR, GROVER, NC 28073-7713

Mortgage

Document Number	0018701262
Date	Apr 18, 2022
Instrument	1870/1262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 LAKESIDE DR, GROVER, NC 28073-7713
Document Number	0017420087
Book / Page	001742 / 000087
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 LAKESIDE DR GROVER NC 280737713, GROVER, NC 28073-7713

Mortgage

Document Number	0017420087
Date	May 5, 2017
Book Page	001742/000087
Instrument	86

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 4, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 108 Lakeside Dr was $4,674, up 2.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Grover Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,674.00 (+2.57%)	$449,053 (-) Land $23,324 Building $425,729	$449,053 (-) Land $23,324 Building $425,729
2025	$4,557.00	$449,053 Land $23,324 Building $425,729	$449,053 Land $23,324 Building $425,729
2023		$207,640 Land $13,172 Building $194,468	$207,640 Land $13,172 Building $194,468

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Lakeside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GROVER serves 805 people · EPA ID NC0123030
Water Source	Purchased surface water from TOWN OF KINGS MOUNTAIN
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures