108 Ladino Ln, Pendleton, IN 46064 Property Records

Madison County property record for 108 Ladino Ln, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1978
Lot Size	0.448 acres (19,500 sqft)
Owner	Individual Name on Record
Last Sale	$288,005 (May 2026)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-0118-1-008`

Property Details

APN / Parcel Number

Primary APN	`05-0118-1-008`
Alternative APNs	`48-14-13-200-102.000-012` `00001209641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,500 sqft (0.448 acres)
Lot Dimensions	150 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001209641
Street Address	108 LADINO LN
City	PENDLETON
State	IN
Zip	46064-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARRA MEADOWS 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	MARRA MEADOWS ADDITION
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2003
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 LADINO LN, PENDLETON, IN 46064-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage MLD MORTGAGE INC
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage MLD MORTGAGE INC
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 8, 2021	Intrafamily Transfer, Transfer
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	20266637
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	2021R21517
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 6, 2026
Property Address	108 LADINO LN, PENDLETON, IN 46064-9183
Document Number	0000006637
Instrument Date	May 4, 2026
Instrument	2026.6637
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LADINO LN, PENDLETON, IN 46064-9183

Mortgage

Document Number	0000006638,
Date	May 6, 2026
Instrument	2026..6638

Lender

Name	MLD MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000006639,
Date	May 6, 2026
Instrument	2026.6639

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 6, 2026
Property Address	108 LADINO LN, PENDLETON, IN 46064-9183
Document Number	2026R06637
Instrument Date	May 4, 2026
Instrument	20266637
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LADINO LN, PENDLETON, IN 46064-9183

Mortgage

Document Number	0000006638,
Date	May 6, 2026
Instrument	20266638

Lender

Name	MLD MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000006639,
Date	May 6, 2026
Instrument	20266639

Lender

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	108 LADINO LN, PENDLETON, IN 46064-9183
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R09994
Date	Jun 9, 2022
Instrument	2022R09994

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Nov 8, 2021
Property Address	108 LADINO LN, PENDLETON, IN 46064-9183
Document Number	2021R21517
Map Reference	BK 14 PG 38
Instrument Date	Nov 8, 2021
Instrument	2021R21517
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LADINO LN, PENDLETON, IN 46064-9183

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jan 7, 2020
Property Address	108 LADINO LN, PENDLETON, IN 46064-9183
Document Number	2020R00231
Map Reference	PB 14 PG 38
Instrument Date	Jan 6, 2020
Instrument	2020R00231
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LADINO LN, PENDLETON, IN 46064-9183

Mortgage

Document Number	2020R00232
Date	Jan 7, 2020
Instrument	2020R00232

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+1.91%) Homeowner's exemption	$198,800 (+20.7%) Land $24,600 Building $174,200	$198,800 (+20.7%) Land $24,600 Building $174,200
2024	$1,627.00 (+24.01%)
2023		$164,700 (+8.43%) Land $23,400 Building $141,300	$164,700 (+8.43%) Land $23,400 Building $141,300
2022	$1,312.00	$151,900 Land $22,100 Building $129,800	$151,900 Land $22,100 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BridgeMAXX Suncoast Broadband.

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