108 Kerwin Ave, Oakland, CA 94603 Property Records

Alameda County property record for 108 Kerwin Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1942
Lot Size	0.093 acres (4,056 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (May 2021)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-5316-14`

Property Details

APN / Parcel Number

Primary APN	`45-5316-14`
Alternative APN	`045-5316-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,056 sqft (0.093 acres)

Location & Zoning

Street Address	108 KERWIN AVE
City	OAKLAND
State	CA
Zip	94603-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00183 BLK: TR: 0656
Legal Tract	0656
Legal Lot Number	183
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1010
Census Tract	409100

Owner

108 Kerwin Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 KERWIN AVE, OAKLAND, CA 94603-2042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 26, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2021176947
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000243795
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 7, 2021
Property Address	108 KERWIN AVE, OAKLAND, CA 94603-2042
Document Number	0000176947
Map Reference	MB 8 PG 44
Instrument Date	Apr 28, 2020
Instrument	2021176947
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,171.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 KERWIN AVE, OAKLAND, CA 94603-2042

Mortgage

Document Number	0000176948
Date	May 7, 2021
Instrument	2021176948

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 26, 2018
Property Address	108 KERWIN AVE, OAKLAND, CA 94603-2042
Document Number	0000060854
Map Reference	MB 8 PG 44
Instrument Date	Mar 21, 2018
Instrument	2018060854
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 KERWIN AVE, OAKLAND, CA 94603-2042

Mortgage

Document Number	0000060855
Date	Mar 26, 2018
Instrument	2018060855

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 3, 2017
Property Address	108 KERWIN AVE, OAKLAND, CA 94603-2042
Document Number	0000243795
Instrument Date	Nov 3, 2017
Instrument	243795
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KERWIN AVE OAKLAND CA 946032042, OAKLAND, CA 94603-2042

Tax Assessment & Valuation

The 2025 property tax bill for 108 Kerwin Ave was $8,120.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,147 (+2%) Land $147,644 Building $344,503
2025	$8,120.00	$482,500 Land $144,750 Building $337,750
2023	$8,161.00	$463,768 Land $139,130 Building $324,638	$481,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Kerwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Kerwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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