108 Ken Ln, Ridgeway, VA 24148 Property Records

Henry County property record for 108 Ken Ln, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,692 sqft · built 1955
Lot Size	0.61 acres (26,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jan 2017)
Tax Bill	$603 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`062040000`

Property Details

APN / Parcel Number

Primary APN	`062040000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,692 sqft Living Area
Basement Area	1,692 sqft
Unfinished Basement	1,692 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	26,743 sqft (0.61 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft

Location & Zoning

Street Address	108 KEN LN
City	RIDGEWAY
State	VA
Zip	24148-3463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	GLENN CT LOT 46 SEC 1
Legal Subdivision	GLENN COURT
Legal Lot Number	46
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2011
Census Tract	10601

Owner

Source: Henry County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 31, 2017	Warranty Deed, Transfer · VA Mortgage YADKIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	2017416
Last Transfer Date	Oct 16, 2024
Transfer Doc	0000004102
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Recording Date	Sep 4, 2026
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Document Number	0000003615
Instrument Date	Aug 31, 2026
Instrument	20263615
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KEN LN, RIDGEWAY, VA 24148-3463

Mortgage

Document Number	0000003615,
Date	Sep 4, 2026
Instrument	20263615

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003852
Date	Oct 16, 2023
Instrument	230003852

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002141
Date	May 12, 2021
Instrument	210002141

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002705
Date	Aug 12, 2020
Instrument	200002705

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	320 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190004203
Date	Dec 3, 2019
Instrument	190004203

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 31, 2017
Property Address	108 KEN LN, RIDGEWAY, VA 24148-3463
Document Number	170000416
Instrument Date	Jan 31, 2017
Instrument	170000416
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KEN LN, RIDGEWAY, VA 24148-3463

Mortgage

Document Number	170000417
Date	Jan 31, 2017
Instrument	170000417

Lender

Name	YADKIN BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00	$108,700 (-) Land $15,000 Building $93,700
2023	$603.00	$108,700 Land $15,000 Building $93,700	$108,700 (-) Land $15,000 Building $93,700
2021			$108,700 Land $15,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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