108 Kelly St, Wise, VA 24293 Property Records

Wise County property record for 108 Kelly St, Wise, VA 24293

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 1999
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2026)
Tax Bill	$1,086 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R013785`

Property Details

APN / Parcel Number

Primary APN	`R013785`
Alternative APNs	`038A3 (09) 032-33A-34A` `013785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,136 sqft Heated Area
Gross Area	1,662 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 KELLY ST
City	WISE
State	VA
Zip	24293-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR1 SE PT L32-33-34(RECUT) SS ADDN 0.257AC
Legal Subdivision	SS ADDITION
Legal Tract	1
Jurisdiction	WISE VA
Township / Civil Division	2
Census Block Group	2
Census Block	2024
Census Tract	930900

Owner

Source: Wise County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 KELLY ST, WISE, VA 24293-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
May 25, 2023	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 5, 2021	Deed, Transfer · Conventional Mortgage EASTMAN CU
May 5, 2017	Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	20264124
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Oct 6, 2026
Property Address	108 KELLY ST, WISE, VA 24293-4481
Document Number	0000004124
Instrument Date	Oct 2, 2026
Instrument	20264124
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KELLY ST, WISE, VA 24293-4481

Mortgage

Document Number	0000004125,
Date	Oct 6, 2026
Instrument	20264125

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	May 25, 2023
Property Address	108 KELLY ST, WISE, VA 24293-4481
Document Number	0202302127
Map Reference	DB 353 PG 375
Instrument Date	May 25, 2023
Instrument	202302127
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KELLY ST, WISE, VA 24293-4481

Mortgage

Document Number	0202302129
Date	May 25, 2023
Instrument	202302129

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Nov 5, 2021
Property Address	108 KELLY ST, WISE, VA 24293-4481
Document Number	202104931
Map Reference	DB 353 PG 375
Instrument Date	Nov 5, 2021
Instrument	202104931
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 KELLY ST, WISE, VA 24293-4481

Mortgage

Document Number	202104932
Date	Nov 5, 2021
Instrument	202104932

Lender

Name	EASTMAN CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	May 5, 2017
Property Address	108 KELLY ST, WISE, VA 24293-4481
Document Number	201701950
Instrument Date	May 4, 2017
Instrument	201701950
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9604, WISE, VA 24293

Mortgage

Document Number	201701951
Date	May 5, 2017
Instrument	201701951

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	Wise Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,086.00 (+36.95%)	$157,500 (+37.08%) Land $33,000 Building $124,500	$157,500 (+37.08%) Land $33,000 Building $124,500
2025	$793.00 (+0.13%)	$114,900 (-) Land $25,000 Building $89,900	$114,900 (-) Land $25,000 Building $89,900
2023	$792.00	$114,900 (-) Land $25,000 Building $89,900	$114,900 (-) Land $25,000 Building $89,900
2022		$114,900 Land $25,000 Building $89,900	$114,900 Land $25,000 Building $89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1981–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WISE serves 6,375 people · EPA ID VA1195950
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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