108 Justify Ln, Suffolk, VA 23435 Property Records

Suffolk City property record for 108 Justify Ln, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,280 sqft · built 2022
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$583,296 (Jun 2022)
Tax Bill	$7,049 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2024 Second Mortgage + 2 more
APN	`19Q*42`

Property Details

APN / Parcel Number

Primary APN	`19Q*42`
Alternative APN	`306004608`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,280 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	7,187 sqft (0.164 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	306004608
Street Address	108 JUSTIFY LN
City	SUFFOLK
State	VA
Zip	23435-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.42,NANSEMOND RESERVE,PH.2
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2001
Census Tract	75208

Owner

108 Justify Ln is owned and occupied by an individual who bought it in June 2022.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 24, 2022	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY
Jun 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Deed Document Number	220008404
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246

Mortgage

Document Number	0250010811
Date	Sep 26, 2025
Instrument	250010811

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002326
Date	Mar 8, 2024
Instrument	240002326

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 24, 2022
Property Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246
Document Number	0220009568
Instrument Date	Jun 23, 2022
Instrument	220009568
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JUSTIFY LN, SUFFOLK, VA 23435-4246

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 2, 2022
Property Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246
Document Number	0220008404
Instrument Date	Jun 1, 2022
Instrument	220008404
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JUSTIFY LN, SUFFOLK, VA 23435-4246

Mortgage

Document Number	0220008405
Date	Jun 2, 2022
Instrument	220008405

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Justify Ln was $7,049, up 4.2% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$616,800 (+3.59%) Land $95,000 Building $521,800
2025	$7,049.00 (+4.23%)	$616,800 (+3.59%) Land $95,000 Building $521,800	$595,400 Land $95,000 Building $500,400
2024	$6,763.00 (+13.32%)	$595,400 (+8.73%) Land $95,000 Building $500,400
2023	$5,968.00	$547,600 Land $95,000 Building $452,600	$547,600 Land $95,000 Building $452,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

10 flood insurance policies are in force near 108 Justify Ln.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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