Henderson County property record for 108 Joyce Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,419 sqft · built 1976 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Aug 2019) |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | May 2023 Foreclosure Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9661505478 |
| Primary APN | 9661505478 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,419 sqft Heated Area |
| 1st Floor Area | 1,419 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 1,146 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 702258 |
|---|---|
| Street Address | 108 JOYCE RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 702258~R2 |
| Legal Description | LNL ESTATES LO8 PL1989-800 |
| Legal Subdivision | L N L ESTATES SUBDIVSION |
| Legal Block | 50 |
| Legal Lot Number | 5478 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930501 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Foreclosure |
| Nov 24, 2020 | Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC |
| Aug 5, 2019 | Warranty Deed, Transfer · VA Mortgage ACOPIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Book / Page | 3368 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 11, 2023 |
| Property Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Document Number | 0040420269 |
| Book / Page | 4042 / 269 |
| Map Reference | SL 800 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 1000997593 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Name | Verified Name |
|---|---|
| Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Document Number | 0036110354 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 JOYCE RD HENDERSONVILLE NC 287929241, HENDERSONVILLE, NC 28792-9241 |
| Document Number | 0036110354 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 003611/000354 |
| Instrument | 939658 |
| Name | ARCUS LENDING INC ARCUS LENDING INC |
|---|---|
| Type | Bank |
| Address | 4340 STEVENS CREEK BLVD, SAN JOSE, CA 95129-1102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 5, 2019 |
| Property Address | 108 JOYCE RD, HENDERSONVILLE, NC 28792-9241 |
| Document Number | 0033680448 |
| Book / Page | 003368 / 000448 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 908372 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 JOYCE RD HENDERSONVILLE NC 287929241, HENDERSONVILLE, NC 28792-9241 |
| Document Number | 33680451 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 003368/000451 |
| Instrument | 908373 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,200 (-) Land $49,600 Building $273,600 | ||
| 2025 | $1,764.00 | ||
| 2023 | $323,200 Land $49,600 Building $273,600 | $323,200 Land $49,600 Building $273,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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