108 Jerome Henry Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 108 Jerome Henry Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 2018
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,000 (Dec 2018)
Tax Bill	$6,968 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T100300061`

Property Details

APN / Parcel Number

Primary APN	`T100300061`
Alternative APN	`2-0032-A720-00-0013.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	5,122 sqft
1st Floor Area	2,216 sqft
Basement Area	2,216 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T100300061
Street Address	108 JEROME HENRY DR
City	O FALLON
State	MO
Zip	63366-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIGMUND PL LOT 13
Legal Subdivision	SIGMUND PL
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	311801

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 JEROME HENRY DR, O FALLON, MO 63366-1094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Aug 13, 2018	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	2018719890
Deed Book / Page	7019 / 1349
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0064961016
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	108 JEROME HENRY DR, O FALLON, MO 63366-1094
Document Number	0071042199
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 JEROME HENRY DR O FALLON MO 633661094, O FALLON, MO 63366-1094

Mortgage

Document Number	0071042199
Date	Jul 15, 2019
Book Page	007104/002199
Instrument	356420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2034

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2018
Property Address	108 JEROME HENRY DR, O FALLON, MO 63366-1094
Document Number	0070191349
Book / Page	7019 / 1349
Map Reference	MB 46 PG 172
Instrument Date	Dec 22, 2018
Instrument	20181227000719890
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 464, O FALLON, MO 63366-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JEROME HENRY DR, SAINT PAUL, MO 63366-1094

Mortgage

Document Number	20181227000719900
Date	Dec 27, 2018
Instrument	20181227000719900

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	108 JEROME HENRY DR, O FALLON, MO 63366-1094
Document Number	0069871825
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1252 LYDIA LN O FALLON MO 633661041, O FALLON, MO 63366-1041

Mortgage

Document Number	0069871825
Date	Oct 9, 2018
Book Page	006987/001825
Instrument	576210

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 13, 2018
Property Address	108 JEROME HENRY DR, O FALLON, MO 63366-1094
Document Number	0069620323
Book / Page	006962 / 000323
Instrument Date	Aug 10, 2018
Instrument	460970
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 464 O FALLON MO 633660464, O FALLON, MO 63366-0464

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,968.00 (+7.93%)	$114,300 (+11.03%)	$601,577 (+11.03%) Land $79,800 Building $521,777
2024	$6,456.00
2023		$102,948
2022			$541,831 Land $79,800 Building $462,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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