108 James Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 108 James Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Nov 2025)
Tax Bill	$10,923 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00412-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00412-0000-00005`
Alternative APNs	`030041200005` `4216003`

Interior

Stories	1 Story
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4216003
Street Address	108 JAMES AVE
City	CRANFORD
State	NJ
Zip	07016-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RANKIN PARK LAND CO
Legal Block	412
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	2
Census Block	2008
Census Tract	37400

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 JAMES AVE, CRANFORD, NJ 07016-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Aug 22, 2005
Deed Document Number	202550532
Deed Book / Page	6600 / 2095
Prior Transfer Date	Feb 7, 1995
Prior Transfer Doc	0000013738
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 5, 2025
Property Address	108 JAMES AVE, CRANFORD, NJ 07016-2638
Document Number	0066002095
Book / Page	6600 / 2095
Instrument Date	Oct 27, 2025
Instrument	50532
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL & COM TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,828.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CHESTER WOODS DR, CHESTER, NJ 07930-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 JAMES AVE, CRANFORD, NJ 07016-2638

Mortgage

Document Number	0000084820
Date	Nov 5, 2025
Instrument	84820

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,700 (-) Land $65,100 Building $85,600	$150,700 (-) Land $65,100 Building $85,600
2025	$10,923.00 (+6.92%)	$150,700 (-) Land $65,100 Building $85,600	$150,700 (-) Land $65,100 Building $85,600
2024	$10,216.00 (+2.53%)
2023		$150,700 Land $65,100 Building $85,600	$150,700 Land $65,100 Building $85,600
2022	$9,964.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20