Middlesex County and Dracut Town property record for 108 I St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,238 sqft · built 1977 |
| Lot Size | 0.757 acres (32,986 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2020) |
| Tax Bill | $5,611 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:10 L:218 |
| Primary APN | DRAC M:10 L:218 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 3,107 sqft |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 306 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,986 sqft (0.757 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 620000 |
|---|---|
| Street Address | 108 I ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 218 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 314101 |
108 I St is owned and occupied by two individuals who bought it in March 2020.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 I ST, DRACUT, MA 01826-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 2, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Mar 16, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Deed Document Number | 202011234 |
| Deed Book / Page | 33918 / 225 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 33918-225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 108 I ST, DRACUT, MA 01826-1148 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31973-25 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 31973/25 |
| Instrument | 12942 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Mar 16, 2020 |
| Property Address | 108 I ST, DRACUT, MA 01826-1148 |
| Document Number | 33918-225 |
| Book / Page | 33918 / 225 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 11234 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 LOWELL ST, METHUEN, MA 01844-2260 |
| Document Number | 11235 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 11235 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 108 I St was $5,611, down 0.8% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,611.00 (-0.76%) | $580,200 (+3.85%) Land $241,900 Building $338,300 | $469,205 (-) |
| 2025 | $5,654.00 (-0.37%) | $558,700 (+2.87%) Land $221,900 Building $336,800 | $469,205 (+7.14%) |
| 2024 | $5,675.00 (-0.21%) | $543,100 (+10.59%) Land $211,300 Building $331,800 | $437,950 |
| 2023 | $5,687.00 | $491,100 Land $183,700 Building $307,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 I St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 I St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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