108 Hummingbird Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 108 Hummingbird Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,526 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$1,135,000 (May 2023)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1940-74-0324-000`

Property Details

APN / Parcel Number

Primary APN	`1940-74-0324-000`
Alternative APNs	`1612544` `1858261`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1858261
Street Address	108 HUMMINGBIRD LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	THE CLIFFS 153
Legal Subdivision	THE CLIFFS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1049
Census Tract	921000

Owner

108 Hummingbird Ln is owned and occupied by an individual who bought it in May 2023.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 HUMMINGBIRD LN, BEECH MOUNTAIN, NC 28604-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Jan 24, 2023 · Amount on File
Deed Document Number	2023731310
Deed Book / Page	2334 / 140
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 25, 2023
Property Address	108 HUMMINGBIRD LN, BEECH MOUNTAIN, NC 28604-8107
Document Number	0023340140
Book / Page	2334 / 140
Map Reference	MB 6 PG 225
Instrument Date	May 22, 2023
Instrument	731310
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HUMMINGBIRD LN, BEECH MOUNTAIN, NC 28604-8107

Mortgage

Document Number	0000731311
Date	May 25, 2023
Instrument	731311

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 24, 2023
Property Address	108 HUMMINGBIRD LN, BEECH MOUNTAIN, NC 28604-8107
Document Number	0023170044
Book / Page	2317 / 44
Map Reference	MB 6 PG 225
Instrument Date	Jan 24, 2023
Instrument	728017
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 NE 183RD ST # ST1105, ST1105, AVENTURA, FL 33160-2486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HUMMINGBIRD LN, BEECH MOUNTAIN, NC 28604-8107

Tax Assessment & Valuation

The 2025 property tax bill for 108 Hummingbird Ln was $2,126.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,500 (-) Land $19,400 Building $613,100
2025	$2,126.00	$632,500 Land $19,400 Building $613,100
2024			$632,500 Land $19,400 Building $613,100
2023		$585,100 Land $19,400 Building $565,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Hummingbird Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Hummingbird Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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