108 Howard St, Georgetown, SC 29440 Property Records

Georgetown County property record for 108 Howard St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Apr 2026)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0500330104.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500330104.00.00`
Alternative APNs	`05-0033-104-00-00` `23105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	984 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Shingles
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	24 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	23105
Street Address	108 HOWARD ST
City	GEORGETOWN
State	SC
Zip	29440-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 16 PARKER SUB
Legal Subdivision	PARKER SUB
Legal Lot Number	16
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1061
Census Tract	920302

Owner

108 Howard St is owned and occupied by two individuals who bought it in April 2026.

Source: Georgetown County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 HOWARD ST, GEORGETOWN, SC 29440-3776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 13, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 31, 2021	Deed, Transfer · Conventional Mortgage ANDERSON BROTHERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	20263658
Deed Book / Page	4990 / 145
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 13, 2026
Property Address	108 HOWARD ST, GEORGETOWN, SC 29440-3776
Document Number	RB4990/0145
Book / Page	4990 / 145
Instrument Date	Apr 8, 2026
Instrument	20263658
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,902.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 HOWARD ST, GEORGETOWN, SC 29440-3776

Mortgage

Document Number	0000003659,
Date	Apr 13, 2026
Book Page	4990/149
Instrument	20263659

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 13, 2026
Property Address	108 HOWARD ST, GEORGETOWN, SC 29440-3776
Document Number	0000003658
Book / Page	4990 / 145
Instrument Date	Apr 8, 2026
Instrument	20263658
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,902.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 HOWARD ST, GEORGETOWN, SC 29440-3776

Mortgage

Document Number	0000003659,
Date	Apr 13, 2026
Instrument	20263659

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Mar 31, 2021
Property Address	108 HOWARD ST, GEORGETOWN, SC 29440
Document Number	04079/0054
Book / Page	4079 / 54
Map Reference	MB A PG 76
Instrument Date	Mar 30, 2021
Instrument	202100004534
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HOWARD ST, GEORGETOWN, SC 29440

Mortgage

Document Number	202100004535
Date	Mar 31, 2021
Instrument	202100004535

Lender

Name	ANDERSON BROTHERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 108 Howard St was $2,769.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00	$7,845 Land $4,678 Building $3,167	$176,100 Land $105,000 Building $71,100
2023	$2,425.00 (+6.73%)	$6,830 (-) Land $3,600 Building $3,230	$113,700 (-) Land $60,000 Building $53,700
2022	$2,272.00	$6,830 Land $3,600 Building $3,230	$113,700 Land $60,000 Building $53,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Howard St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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