Hanover County property record for 108 Howard St, Ashland, VA 23005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,660 sqft · built 1900 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jun 2006) |
| Tax Bill | $4,181 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 7779-69-5610 |
| Primary APN | 7779-69-5610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| 2nd Floor Area | 2,660 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 12,763 sqft (0.293 acres) |
| Porch | Patio |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 10174158 |
|---|---|
| Street Address | 108 HOWARD ST |
| City | ASHLAND |
| State | VA |
| Zip | 23005-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 100 BLK HOWARD STREET |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 320602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashland Historic District listed 1983 · 325 contributing resources · NRIS 83003284 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 Howard St is owned and occupied by an individual who bought it in June 2006.
Source: Hanover County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 HOWARD ST, ASHLAND, VA 23005-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on File |
| Deed Sale | Jun 21, 2006 · Amount on File |
| Prior Sale | Jun 1, 2001 · Amount on File |
| Deed Book / Page | 2725 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 108 HOWARD ST, ASHLAND, VA 23005-1919 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003342415 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 3342/415 |
| Instrument | 20220111000005550 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 108 Howard St was $4,181.
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Ashland Town |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,181.00 | $516,200 Land $123,500 Building $392,700 | $516,200 Land $123,500 Building $392,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Howard St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 3 (2003–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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