Hampton City property record for 108 Horsley Dr, Hampton, VA 23666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 1996 |
| Lot Size | 0.208 acres (9,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Oct 2005) |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2021 Refinance + 4 more |
| APN | 04D022 00 00013 |
| Primary APN | 04D022 00 00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,078 sqft (0.208 acres) |
| Lot Dimensions | 129 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 63 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4002276 |
|---|---|
| Street Address | 108 HORSLEY DR |
| City | HAMPTON |
| State | VA |
| Zip | 23666-2272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | BEN'S CROSSING L13. |
| Legal Subdivision | BEN'S CROSSING |
| Legal Lot Number | 13 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10312 |
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2017 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPTIAL LLC |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Mar 31, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Nov 6, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 28, 2006 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 31, 2005 | Warranty Deed, Transfer · Conventional Mortgage NUMERICA FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2005 · Amount on File |
| Deed Sale | Oct 31, 2005 · Amount on File |
| Deed Book / Page | 500 / 29339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0170011574 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 170011574 |
| Name | RELIANCE FIRST CAPTIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210005843 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 210005843 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Document Number | 0260004172 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 260004172 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 759 Months |
| Due | Jun 6, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0900/18216 |
|---|---|
| Date | Nov 6, 2009 |
| Book Page | 900/18216 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0600/33447 |
|---|---|
| Date | Dec 28, 2006 |
| Book Page | 600/33447 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Oct 31, 2005 |
| Property Address | 108 HORSLEY DR, HAMPTON, VA 23666-2272 |
| Document Number | 0500/29339 |
| Book / Page | 500 / 29339 |
| Instrument Date | Oct 24, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0050029340 |
|---|---|
| Date | Oct 31, 2005 |
| Instrument | 500/29340 |
| Name | NUMERICA FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,400 (+4.9%) Land $70,000 Building $283,400 | $353,400 (+4.9%) Land $70,000 Building $283,400 | |
| 2025 | $3,994.00 (+9.88%) | $336,900 (+11.85%) Land $70,000 Building $266,900 | $336,900 (+11.85%) Land $70,000 Building $266,900 |
| 2023 | $3,635.00 (+11.95%) | $301,200 Land $70,000 Building $231,200 | $301,200 Land $70,000 Building $231,200 |
| 2022 | $3,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (2003–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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