108 Holly Tree Ln, Hampstead, NC 28443 Property Records

Pender County property record for 108 Holly Tree Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2003
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2023)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Feb 2023 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4203-78-6867-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-78-6867-0000`
Alternative APNs	`000051868` `979771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,411 sqft (0.239 acres)
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051868
Old Parcel Number	4203 78 6867 0000
Street Address	108 HOLLY TREE LN
City	HAMPSTEAD
State	NC
Zip	28443-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 130-A, PB 20/41, BELVEDERE PLANTATION
Legal Subdivision	BELVEDERE
Legal Lot Number	130
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3000
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 1, 2018	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	0017554806
Deed Book / Page	1755 / 4806
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 9, 2023
Property Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402
Document Number	0048061755
Book / Page	4806 / 1755
Map Reference	MB 20 PG 41
Instrument Date	Feb 7, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 SPRING ST, BLAIRSBURG, IA 50034-7100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047122149
Date	May 27, 2020
Book Page	4712/2149

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 1, 2018
Property Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402
Document Number	0046632320
Book / Page	4663 / 2320
Map Reference	MB20 PG41
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 EAST PL, 129, SOUTHPORT, NC 28461-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HOLLY TREE LN, HAMPSTEAD, NC 28443-2402

Mortgage

Document Number	0046632323
Date	May 1, 2018
Instrument	4663/2323

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+16.98%)	$299,696 (+105.2%) Land $84,756 Building $214,940	$299,696 (+105.2%) Land $84,756 Building $214,940
2023		$146,053 (-) Land $31,583 Building $114,470	$146,053 (-) Land $31,583 Building $114,470
2022	$1,325.00	$146,053 Land $31,583 Building $114,470	$146,053 Land $31,583 Building $114,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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