108 Hickory Ln, Waterloo, WI 53594 Property Records

Jefferson County property record for 108 Hickory Ln, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,300 (Aug 2023)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Aug 2023 Sale Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0543-007`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0543-007`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	108 HICKORY LN
City	WATERLOO
State	WI
Zip	53594-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, SUNSET GARDENS
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Subdivision	SUNSET GARDENS ADDITION
Legal Lot Number	4
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2006
Census Tract	100400

Owner

Source: Jefferson County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HICKORY LN, WATERLOO, WI 53594-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2022	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20231476667
Record Updated	Jun 8, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 17, 2023
Property Address	108 HICKORY LN, WATERLOO, WI 53594-1232
Document Number	0001476667
Instrument Date	Aug 17, 2023
Instrument	1476667
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Tax	$306.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 HICKORY LN, WATERLOO, WI 53594-1232

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 30, 2022
Property Address	108 HICKORY LN, WATERLOO, WI 53594-1232
Document Number	0001470432
Instrument Date	Dec 18, 2022
Instrument	1470432
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HICKORY LN, WATERLOO, WI 53594-1232

Mortgage

Document Number	0001470433
Date	Dec 30, 2022
Instrument	1470433

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	108 HICKORY LN, WATERLOO, WI 53594-1232
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458698
Date	Feb 8, 2022
Instrument	1458698

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	108 HICKORY LN, WATERLOO, WI 53594-1232
Document Number	0001430714
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 HICKORY LN WATERLOO WI 535941232, WATERLOO, WI 53594-1232

Mortgage

Document Number	0001430714
Date	Sep 1, 2020
Instrument	1430714

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2045

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00 (-7.35%) Homeowner's exemption	$207,700 (+1.56%) Land $49,000 Building $158,700	$229,200
2023	$4,107.00 (+6.01%) Homeowner's exemption	$204,500 (-) Land $40,000 Building $164,500
2022	$3,874.00 Homeowner's exemption	$204,500 Land $40,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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