108 Heidi Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 108 Heidi Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,292 sqft · built 2004
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (May 2026)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`008-440-738-0000`

Property Details

APN / Parcel Number

Primary APN	`008-440-738-0000`

Interior

Full Baths	1 Bath
Building Area	1,292 sqft Building Perimeter
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 HEIDI CT
City	ROSCOMMON
State	MI
Zip	48653-9245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1012 P-1057 (L-999P-453&L-244 P-233) 233 LOT 738 HIGGINS LAKE FOREST ESTATES #4.
Legal Subdivision	HIGGINS LAKE FOREST ESTATES NO 4
Legal Lot Number	738
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1127
Census Tract	970600

Owner

108 Heidi Ct is owned and occupied by two individuals who bought it in May 2026.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7433 W MOUNT MORRIS RD, FLUSHING, MI 48433-8833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage RAM TITLE, DREAM TITLE
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LENDAGE LLC
Jul 11, 2024	Warranty Deed, Transfer · Stand-Alone Refinance FIFTH THIRD BANK
Jul 11, 2024	Quit Claim Deed, Transfer Quitclaim
May 29, 2018	Warranty Deed, Transfer UNION HOME MORTGAGE
Jun 13, 2017	Warranty Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jul 11, 2024 · Amount on File
Deed Document Number	20263096
Deed Book / Page	1193 / 891
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 4, 2026
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Document Number	0000003096
Book / Page	1193 / 891
Instrument Date	Apr 30, 2026
Instrument	2026.3096
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	RAM TITLE, DREAM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,317.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7433 W MOUNT MORRIS RD, FLUSHING, MI 48433-8833
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003131,
Date	May 4, 2026
Book Page	1193/926
Instrument	2026.3131

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/1826
Date	Feb 3, 2022
Book Page	1179/1826
Instrument	202200000817

Lender

Name	LENDAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 11, 2024
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Document Number	01187/1749
Book / Page	1187 / 1749
Instrument Date	Jul 8, 2024
Instrument	202400004227
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 S GRAYLING RD, ROSCOMMON, MI 48653

Mortgage

Document Number	202400004181
Date	Jul 11, 2024
Instrument	202400004181

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 11, 2024
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Document Number	01187/1748
Book / Page	1187 / 1748
Instrument Date	Jul 5, 2024
Instrument	202400004226
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 29, 2018
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Document Number	001166/132
Book / Page	1166 / 132
Instrument Date	May 18, 2018
Instrument	2.0180000408
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 SAINT MIKALA CT, TWINSBURG, OH 44087-3294

Mortgage

Document Number	0000001166/0000000133
Date	May 29, 2018
Book Page	0000001166/0000000133
Instrument	2.0180000408

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 13, 2017
Property Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245
Document Number	01162/1877
Book / Page	1162 / 1877
Map Reference	LB 6 PG 61
Instrument Date	Jun 9, 2017
Instrument	201700004480
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 HEIDI CT, ROSCOMMON, MI 48653-9245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 MARKET ST, EATON RAPIDS, MI 48827-1040

Tax Assessment & Valuation

The 2025 property tax bill for 108 Heidi Ct was $2,653 with a homeowner's exemption, up 2.9% from the year before.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,600 (+16.12%)	$239,200 (+16.12%)
2025	$2,653.00 (+2.91%) Homeowner's exemption	$103,000	$206,000
2024	$2,578.00
2023		$71,400	$142,800
2022	$1,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Heidi Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Heidi Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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