108 Hartzell Ave, Cheraw, SC 29520 Property Records

Chesterfield County property record for 108 Hartzell Ave, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,468 sqft · built 1945
Lot Size	0.123 acres (5,389 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2022)
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258 008 010 018`

Property Details

APN / Parcel Number

Primary APN	`258 008 010 018`
Alternative APNs	`00034029` `01976893` `1976893`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,468 sqft Total Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	5,389 sqft (0.123 acres)

Location & Zoning

Account Number	00034029
Street Address	108 HARTZELL AVE
City	CHERAW
State	SC
Zip	29520-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Legal Subdivision	DURENE JACOBS
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1001
Census Tract	950504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Hartzell Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Chesterfield County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 HARTZELL AVE, CHERAW, SC 29520-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Feb 3, 2022	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jan 26, 2022	Deed, Transfer
Sep 11, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	2022530
Deed Book / Page	544 / 273
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 HARTZELL AVE, CHERAW, SC 29520-1710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/336
Date	Feb 20, 2026
Book Page	569/336
Instrument	2026-737

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 5, 2041

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Feb 3, 2022
Property Address	108 HARTZELL AVE, CHERAW, SC 29520-1710
Document Number	000544/273
Book / Page	544 / 273
Map Reference	MB 8 PG 33
Instrument Date	Feb 3, 2022
Instrument	202200000530
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HARTZELL AVE, CHERAW, SC 29520-1710

Mortgage

Document Number	202200000531
Date	Feb 3, 2022
Instrument	202200000531

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2029
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	10-Year TN
Max Rate	9.75%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 26, 2022
Property Address	108 HARTZELL AVE, CHERAW, SC 29520-1710
Document Number	00543/1435
Book / Page	543 / 1435
Map Reference	MB 8 PG 33
Instrument Date	Jan 20, 2022
Instrument	202200000375
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 CHAMAN DRIVE, CHERAW, SC 29520-3207

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 11, 2020
Property Address	108 HARTZELL AVE, CHERAW, SC 29520-1710
Document Number	0000532/76
Book / Page	532 / 76
Map Reference	MB 8 PG 33
Instrument Date	Sep 10, 2020
Instrument	202000003563
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount on Record
Tax	$97.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 GRANDIN RD, CHARLOTTE, NC 28208-4513

Tax Assessment & Valuation

The 2025 property tax bill for 108 Hartzell Ave was $1,001.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00	$4,600 Land $240 Building $4,360	$115,000 Land $6,000 Building $109,000
2023	$891.00	$4,280 Land $200 Building $4,080	$107,000 Land $5,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Hartzell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Hartzell Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sandhill Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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