108 Harrison Ln, Festus, MO 63028 Property Records

Jefferson County property record for 108 Harrison Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1966
Lot Size	0.259 acres (11,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,300 (Jun 2021)
Tax Bill	$889 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.007.01009006`

Property Details

APN / Parcel Number

Primary APN	`193.007.01009006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	11,271 sqft (0.259 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 HARRISON LN
City	FESTUS
State	MO
Zip	63028-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KERRUISH & LOWNEYS W1/2 LOT 1 & N1/2 LOT 2
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	KERRUISH & LOWNEYS
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2029
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HARRISON LN, FESTUS, MO 63028-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Oct 13, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	202126726
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	2016R004087
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 21, 2021
Property Address	108 HARRISON LN, FESTUS, MO 63028-2200
Document Number	2021R026726
Map Reference	MB 2 PG 16
Instrument Date	Jun 17, 2021
Instrument	2021R-026726
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HARRISON LN, FESTUS, MO 63028-2200

Mortgage

Document Number	2021R026727
Date	Jun 21, 2021
Instrument	2021R-026727

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 13, 2017
Property Address	108 HARRISON LN, FESTUS, MO 63028-2200
Document Number	0000032354
Instrument Date	Oct 6, 2017
Instrument	32354
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 HARRISON LN FESTUS MO 630282200, FESTUS, MO 63028-2200

Mortgage

Document Number	32355
Date	Oct 13, 2017
Instrument	32355

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (-) Land $1,300 Building $14,900	$85,200 (-) Land $6,900 Building $78,300
2025	$889.00 (+18.22%)	$16,200 (+21.8%) Land $1,300 Building $14,900	$85,200 (-) Land $6,900 Building $78,300
2024	$752.00 (+0.4%)		$85,200 (+22.06%) Land $6,900 Building $78,300
2023	$749.00	$13,300 Land $1,300 Building $12,000	$69,800 Land $6,900 Building $62,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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