108 Harding St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 108 Harding St, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 968 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2023)
Tax Bill	$8,049 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:111 B:039`

Property Details

APN / Parcel Number

Primary APN	`WETH M:111 B:039`
Alternative APN	`111039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	2,442 sqft
Basement Area	968 sqft
Unfinished Basement	568 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	111039
Street Address	108 HARDING ST
City	WETHERSFIELD
State	CT
Zip	06109-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	39
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3015
Census Tract	492300

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HARDING ST, WETHERSFIELD, CT 06109-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Dec 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2023314
Deed Book / Page	2156 / 1001
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Feb 9, 2023
Property Address	108 HARDING ST, WETHERSFIELD, CT 06109-1516
Document Number	02156-1001
Book / Page	2156 / 1001
Instrument Date	Feb 9, 2023
Instrument	2023000314
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023000315
Date	Feb 9, 2023
Instrument	2023000315

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	108 HARDING ST, WETHERSFIELD, CT 06109-1516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2116-1076
Date	Dec 10, 2020
Book Page	2116/1076
Instrument	2020004769

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Jul 30, 2018
Property Address	108 HARDING ST, WETHERSFIELD, CT 06109-1516
Document Number	2051-92
Book / Page	002051 / 000092
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HARDING ST WETHERSFIELD CT 061091516, WETHERSFIELD, CT 06109-1516

Mortgage

Document Number	2051-95
Date	Jul 30, 2018
Book Page	002051/000095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,049.00	$195,260 (+47.31%) Land $69,260 Building $126,000	$136,682 Land $48,482 Building $88,200
2024	$8,049.00 (+45.34%)
2023	$5,538.00 (+2.65%)	$132,550 (+0.94%) Land $72,100 Building $60,450
2022	$5,395.00	$131,320 Land $72,100 Building $59,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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