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108 Harbor Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 108 Harbor Rd, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Details8 bd · 6.5 ba · 5,900 sqft · built 1985
Lot Size4.55 acres (198,198 sqft)
OwnerCompany Name on File
Last Sale$1,500,000 (Jun 2025)
Tax Bill$22,712 (2024)
Deeds & MortgagesMay 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN473401 2.-2-8.1

Property Details

APN / Parcel Number

Primary APN473401 2.-2-8.1
Alternative APNs
  • 0801-002.00-02.00-008.001
  • 340100200000020080010000
  • 473400119

Interior

Bedrooms8 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,900 sqft Living Area
Gross Area6,400 sqft
1st Floor Area3,200 sqft
2nd Floor Area2,000 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleMansion
Exterior MaterialStucco
Lot Area198,198 sqft
View / LotSuburban
Garage TypeDetached
Garage Area250 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area1,200 sqft
PorchScreened Porch
Porch Area1,810 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Street Address108 HARBOR RD
CitySAINT JAMES
StateNY
Zip11780-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-41376 TC-73 STONY BROOK RD STERN SCULLEY MEYER
Legal Block2
Legal Lot Number8
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2017
Census Tract135004

Owner

108 Harbor Rd is owned by a company that bought it in June 2025.

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address177 WESTWOOD DR, BRENTWOOD, NY 11717-6214
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2025 · Amount on File
Deed SaleJun 3, 2025 · Amount on File
Prior SaleMay 24, 2024 · Amount on File
Deed Book / Page13296 / 875
Prior Transfer DateApr 2, 2024
Prior Transfer Doc0132500390
Record UpdatedOct 29, 2026

May 2024: Foreclosure

Document TypeForeclosure
JurisdictionSUFFOLK NY
Recording DateMay 24, 2024
Property Address108 HARBOR RD, SAINT JAMES, NY 11780-1007
Document Number0132500390
Book / Page13250 / 390
Instrument DateApr 2, 2024
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 KRISDAN CT, NORTHPORT, NY 11768-4500
InvestorPossibly a Property Investor

Mortgage

Document Number0023589494
DateMay 24, 2024
Instrument23589/494
Lender
NameLOAN FUNDER LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number0235890495
DateMay 24, 2024
Book Page23589/495
Lender
NameLOAN FUNDER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityHead Of The Harbor Village
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,975 Land $2,440 Building $16,535$2,371,875 Land $305,000 Building $2,066,875
2024$22,712.00
2023$18,975 Land $2,440 Building $16,535$21,811 Land $2,805 Building $19,006

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Harbor Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2012–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Harbor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

4G LTE only, no 5G reported

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