Buncombe County property record for 108 Harbin Dr, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2000 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Trust Name on File |
| Last Sale | $3,500 (Oct 1999) |
| Tax Bill | $2,223 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 725034-2020-202 |
| Primary APN | 725034-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,041 sqft |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 725034-2020-202 |
|---|---|
| Street Address | 108 HARBIN DR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: SHERWOOD FOREST LOT: 9-12 BLOCK: D PLAT: 0028-0030 |
| Legal Subdivision | SHERWOOD FOREST |
| Legal Block | D |
| Legal Lot Number | 9-12 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 3002 |
108 Harbin Dr is held in a trust since October 2017.
Source: Buncombe County records, as of March 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 HARBIN DR, SWANNANOA, NC 28778-2112 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 1999 · Amount on File |
| Deed Sale | Oct 8, 1999 · Amount on File |
| Deed Book / Page | 2178 / 424 |
| Last Transfer Date | Oct 25, 2017 |
| Transfer Doc | 0056100320 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 108 Harbin Dr was $2,223, up 5.9% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 (+5.91%) | $319,200 Land $58,700 Building $260,500 | $319,200 Land $58,700 Building $260,500 |
| 2024 | $2,099.00 (+3.09%) | ||
| 2023 | $2,036.00 | $319,200 | $319,200 Land $58,700 Building $260,500 |
| 2021 | $319,200 Land $58,700 Building $260,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Harbin Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Harbin Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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