108 Hamilton St, Radcliff, KY 40160 Property Records

Hardin County property record for 108 Hamilton St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,033 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181-10-01-327`

Property Details

APN / Parcel Number

Primary APN	`181-10-01-327`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,033 sqft Living Area
Basement Area	1,769 sqft
Finished Basement	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Lot Area	8,276 sqft (0.19 acres)
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	108 HAMILTON ST
City	RADCLIFF
State	KY
Zip	40160-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 327 #14
Legal Subdivision	WHISPERING HILLS
Legal Block	1
Legal Lot Number	327
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	3
Census Block	3001
Census Tract	600

Owner

108 Hamilton St is owned and occupied by an individual who bought it in May 2026.

Source: Hardin County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 29, 2009	Deed of Trust, Mortgage · VA Mortgage CITIMORTGAGE INC
Jun 29, 2012	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2026	Deed, Transfer LAND GROUP TITLE
May 14, 2024	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Jul 27, 2023	Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	May 14, 2024 · Amount on File
Deed Book / Page	1601 / 123
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002233/0000000240
Date	May 11, 2018
Book Page	0000002233/0000000240
Instrument	180-00005492

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001890/062
Date	Oct 29, 2009
Book Page	1890/062

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/638
Date	Jun 29, 2012
Book Page	2021/638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 18, 2026
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Document Number	1601000123
Book / Page	1601 / 123
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Investor	Possibly a Property Investor

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	May 14, 2024
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Document Number	01567/1593
Book / Page	1567 / 1593
Map Reference	CAB 1 SH 704
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5033 W SLIPSTREAM DR, WASILLA, AK 99623-8708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035

Mortgage

Document Number	0002519701
Date	May 14, 2024
Instrument	2519/701

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 27, 2023
Property Address	108 HAMILTON ST, RADCLIFF, KY 40160-9035
Document Number	01555/1287
Book / Page	1555 / 1287
Map Reference	CAB 1 SH 704
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 CHESAPEAKE TRL, COXS CREEK, KY 40013-6627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5033 W STIPSTREAM DR, WASILLA, AK 99623-8708

Tax Assessment & Valuation

The 2025 property tax bill for 108 Hamilton St was $2,380.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00	$254,900 Land $18,000 Building $236,900	$254,900 Land $18,000 Building $236,900
2023		$153,800 (-) Land $15,000 Building $138,800	$153,800 (-) Land $15,000 Building $138,800
2022	$221.00 (-85.05%)	$153,800 Land $15,000 Building $138,800	$153,800 Land $15,000 Building $138,800
2021	$1,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Hamilton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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