Garrard County property record for 108 Hagan Ct, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1960 |
| Lot Size | 0.415 acres (18,108 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $344 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Jan 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-01-010 |
| Primary APN | L3-01-010 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 18,108 sqft (0.415 acres) |
| Sewer | Connected |
|---|
| Account Number | 23534 |
|---|---|
| Street Address | 108 HAGAN CT |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | HAGAN CT ADDITION |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jan 11, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK |
| Oct 12, 2021 | Deed, Transfer |
| Oct 15, 2010 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2010 |
| Deed Sale | Oct 15, 2010 |
| Deed Book / Page | 260 / 111 |
| Last Transfer Date | Oct 12, 2021 |
| Transfer Doc | 0000165064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M263/909 |
|---|---|
| Date | Sep 13, 2006 |
| Book Page | M263/909 |
| Instrument | 74994 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Address | PIKEVILLE, KY 41501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 JAGAM CPIRT, LANCASTER, KY 40444 |
| Investor | Possibly a Property Investor |
| Document Number | 00M268/195 |
|---|---|
| Date | Jan 11, 2007 |
| Book Page | M268/195 |
| Instrument | 78594 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 26, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 12, 2021 |
| Property Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Document Number | 00D312/343 |
| Book / Page | D312 / 343 |
| Map Reference | DB 80 PG 157 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 165064 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Name | Verified Name |
|---|---|
| Address | 408 HOGAN CT, LANCASTER, KY 40444 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 15, 2010 |
| Property Address | 108 HAGAN CT, LANCASTER, KY 40444-1002 |
| Document Number | 000260/111 |
| Book / Page | 260 / 111 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,000 (-) Land $25,000 Building $55,000 | $80,000 (-) Land $25,000 Building $55,000 | |
| 2025 | $344.00 (-8.51%) Homeowner's exemption | $80,000 (-) Land $25,000 Building $55,000 | $80,000 (-) Land $25,000 Building $55,000 |
| 2024 | $376.00 (+14.29%) Homeowner's exemption | $80,000 (+6.67%) Land $25,000 Building $55,000 | $80,000 (+6.67%) Land $25,000 Building $55,000 |
| 2023 | $329.00 (-17.75%) Homeowner's exemption | $75,000 (-) Land $20,000 Building $55,000 | $75,000 (-) Land $20,000 Building $55,000 |
| 2022 | $400.00 Homeowner's exemption | $75,000 Land $20,000 Building $55,000 | $75,000 Land $20,000 Building $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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