108 Hackberry Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 108 Hackberry Dr, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,488 sqft · built 1971
Lot Size	0.13 acres (1,143 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2026)
Tax Bill	$1,160 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75B2-7-A`

Property Details

APN / Parcel Number

Primary APN	`75B2-7-A`
Alternative APN	`8023526`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	1,143 sqft (0.13 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8023526
Street Address	108 HACKBERRY DR
City	STEPHENS CITY
State	VA
Zip	22655-2106
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RP
Legal Description	LAKEVIEW T.HOUSE LA U2 BL DG. 7
Legal Subdivision	4
Legal Lot Number	A
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2011
Census Tract	50807

Owner

Source: Frederick County records · APN 75B2-7-A

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 HACKBERRY DR, STEPHENS CITY, VA 22655-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE
Apr 10, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 12, 2017	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20263446
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	108 HACKBERRY DR, STEPHENS CITY, VA 22655-2106
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008377
Date	Sep 17, 2024
Instrument	240008377

Lender

Name	BANK OF CLARKE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 05, 2049

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 10, 2026
Property Address	108 HACKBERRY DR, STEPHENS CITY, VA 22655-2106
Document Number	0000003446
Instrument Date	Apr 10, 2026
Instrument	20263446
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	OLDE STONE TITLE, OLD TOWNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 HACKBERRY DR, STEPHENS CITY, VA 22655-2106

Mortgage

Document Number	0000003447,
Date	Apr 10, 2026
Instrument	20263447

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 12, 2017
Property Address	108 HACKBERRY DR, STEPHENS CITY, VA 22655-2106
Document Number	0000005816
Instrument Date	Jun 09, 2017
Instrument	5816
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 HACKBERRY DR STEPHENS CITY VA 226552106, STEPHENS CITY, VA 22655-2106

Mortgage

Document Number	5817
Date	Jun 12, 2017
Instrument	5817

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,160.00 (+10.48%)	$218,800 (-) Land $68,000 Building $150,800	$218,800 (-) Land $68,000 Building $150,800
2025	$1,050.00	$218,800 Land $68,000 Building $150,800	$218,800 Land $68,000 Building $150,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 273 locations within half a mile of this property.

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