108 Grayson Way, Georgetown, KY 40324 Property Records

Scott County property record for 108 Grayson Way, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1997
Lot Size	6.53 acres (284,621 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,533 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`115-20-001.000`

Property Details

APN / Parcel Number

Primary APN	`115-20-001.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	2,412 sqft
Unfinished Basement	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	284,621 sqft (6.53 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 GRAYSON WAY
City	GEORGETOWN
State	KY
Zip	40324-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYTON ACRES
Legal Subdivision	CLAYTON ACRES
Legal Lot Number	5
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2023
Census Tract	40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 GRAYSON WAY, GEORGETOWN, KY 40324-8620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage · ARM KENTUCKY BANK
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2011
Transfer Doc	D337/777
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	108 GRAYSON WAY, GEORGETOWN, KY 40324-8620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1392/488
Date	May 10, 2018
Book Page	M1392/488
Instrument	386293

Lender

Name	KENTUCKY BANK
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	ARM
Amount	Amount Recorded
Term	239 Months
Due	Apr 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	108 GRAYSON WAY, GEORGETOWN, KY 40324-8620
Transaction Type	Mortgage
Record Updated	Jan 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1481/822
Date	Dec 30, 2019
Book Page	M1481/822
Instrument	410051

Lender

Name	KENTUCKY BANK
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,800 (-)	$445,800 (-)
2025	$3,533.00 (-4.02%) Homeowner's exemption	$445,800 (+9.8%)	$445,800 (+9.8%)
2023	$3,681.00	$406,000 Land $120,000 Building $286,000	$406,000 Land $120,000 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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