108 Graham Dr, Pacolet, SC 29372 Property Records

Cherokee County property record for 108 Graham Dr, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	2,068 sqft · built 2019
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$3,846 (Mar 2019)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027074-23-3`

Property Details

APN / Parcel Number

Primary APN	`027074-23-3`
Alternative APNs	`0540000014000 60644989` `054-00-00-014.000` `026922223`

Interior

Stories	2 Stories
Building Area	2,068 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Lot Area	58,370 sqft (1.34 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	108 GRAHAM DR
City	PACOLET
State	SC
Zip	29372-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108 GRAHAM DR FM NANNIE SHANDS $5/PER OWNER REQ-SEP 1.24 TO 054-14.1* FM LEONIA GRAHAM PROBATE/PROP NOT TRANSFERRED IN
Legal Subdivision	PLAT PREPARED FOR NANNIE MAE SHANDS
Legal Tract	81
Jurisdiction	CHEROKEE SC
Township / Civil Division	SARATT
Census Block Group	2
Census Block	2032
Census Tract	970700

Owner

108 Graham Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Cherokee County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 8, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FIN'L
Mar 13, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Prior Sale	Dec 20, 2004
Deed Document Number	20191119
Deed Book / Page	110 / 2319
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	May 22, 2026
Property Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Document Number	0000002787
Book / Page	198 / 2057
Instrument Date	May 18, 2026
Instrument	20262787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002787,
Date	May 22, 2026
Book Page	198/2057
Instrument	20262787

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Document Number	0001272554
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 GRAHAM DR PACOLET SC 293723303, PACOLET, SC 29372-3303

Mortgage

Document Number	0001272554
Date	Oct 26, 2020
Book Page	000127/002554
Instrument	5815

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Document Number	0001181979
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 GRAHAM DR PACOLET SC 293723303, PACOLET, SC 29372-3303

Mortgage

Document Number	0001181979
Date	Dec 23, 2019
Book Page	000118/001979
Instrument	6414

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 13, 2019
Property Address	108 GRAHAM DR, PACOLET, SC 29372-3303
Document Number	0001102319
Book / Page	000110 / 002319
Instrument Date	Mar 13, 2019
Instrument	1119
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 GRAHAM DR PACOLET SC 293723303, PACOLET, SC 29372-3303

Tax Assessment & Valuation

The 2025 property tax bill for 108 Graham Dr was $1,177.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00	$8,960 Land $450 Building $8,510	$224,100 Land $11,400 Building $212,700
2023	$993.00	$8,960 Land $450 Building $8,510	$224,100 Land $11,400 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Graham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Graham Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOUCHER WD (1120004) serves 5,426 people · EPA ID SC1120004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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