108 Gonce Way, Folsom, CA 95630 Property Records

Sacramento County property record for 108 Gonce Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,453 sqft · built 1990
Lot Size	0.19 acres (8,272 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Sep 2020)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-0730-026-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0730-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,453 sqft Living Area
1st Floor Area	1,535 sqft
2nd Floor Area	918 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,272 sqft (0.19 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 GONCE WAY
City	FOLSOM
State	CA
Zip	95630-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 04B, LOT 195
Legal Subdivision	WILLOW CREEK ESTS SOUTH 04B
Legal Lot Number	195
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8510

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 GONCE WAY, FOLSOM, CA 95630-6777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 29, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 29, 2020	Grant Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Book / Page	20200929 / 1513
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	9290000001514
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 GONCE WAY, FOLSOM, CA 95630-6777
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GONCE WAY, FOLSOM, CA 95630-6777

Mortgage

Document Number	0000000240
Date	Oct 27, 2023
Instrument	202310270240

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2020
Property Address	108 GONCE WAY, FOLSOM, CA 95630-6777
Document Number	2009291514
Instrument Date	Sep 25, 2020
Instrument	2009291514
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	108 GONCE WAY FOLSOM CA 956306777, FOLSOM, CA 95630-6777

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2020
Property Address	108 GONCE WAY, FOLSOM, CA 95630-6777
Document Number	2009291513
Instrument Date	Sep 23, 2020
Instrument	2009291513
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	108 GONCE WAY FOLSOM CA 956306777, FOLSOM, CA 95630-6777

Mortgage

Document Number	2009291515
Date	Sep 29, 2020
Instrument	2009291515

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,649 (+2%) Land $220,262 Building $497,387
2025	$7,783.00 (+2.07%)	$703,579 (+4.04%) Land $215,944 Building $487,635
2024	$7,625.00 (+1.78%)
2023	$7,492.00 (+1.46%)	$676,259 Land $207,559 Building $468,700
2022	$7,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net.

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