108 Gazza Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 108 Gazza Rd, Chepachet, RI 02814

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,800 sqft · built 1988
Lot Size	13.5 acres (590,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Sep 2012)
Tax Bill	$9,937 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-0688-35`

Property Details

APN / Parcel Number

Primary APN	`18-0688-35`
Alternative APN	`GLOC M:013 B:121`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Total Area
Gross Area	7,616 sqft
1st Floor Area	2,800 sqft
Basement Area	2,800 sqft
Unfinished Basement	2,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	590,804 sqft (13.5 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18-0688-35
Street Address	108 GAZZA RD
City	CHEPACHET
State	RI
Zip	02814-1414
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	20
Legal Block	121
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2005
Census Tract	13102

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 GAZZA RD, CHEPACHET, RI 02814-1414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 4, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2012 · Amount on Record
Deed Sale	Sep 10, 2012 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	20122
Deed Book / Page	620 / 332
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	108 GAZZA RD, CHEPACHET, RI 02814-1414
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	879-26
Date	Aug 23, 2021
Book Page	879/26
Instrument	47692

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	108 GAZZA RD, CHEPACHET, RI 02814-1414
Document Number	822-138
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GAZZA RD CHEPACHET RI 028141414, CHEPACHET, RI 02814-1414

Mortgage

Document Number	822-138
Date	Apr 21, 2020
Book Page	000822/000138
Instrument	43321

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,937.00 (+0.17%)	$580,800 (-) Land $115,100 Building $465,700
2023	$9,920.00 (+12.45%)	$580,800 (+47.67%) Land $115,100 Building $465,700
2022	$8,822.00	$393,300 Land $82,400 Building $310,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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