St. Johns County property record for 108 Gargonza Ct, Saint Augustine, FL 32084
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,420 sqft · built 2006 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Mar 2025) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Mar 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086531-0480 |
| Primary APN | 086531-0480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,719 sqft |
| 1st Floor Area | 642 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 GARGONZA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2588 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | 58/9-12 NORTH TUSCANY VILLAGE LOT 48 OR6121/1790 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | NORTH TUSCANY VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 48 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 086531-0480
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Mar 31, 2025 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 31, 2025 | Correction Deed LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Oct 15, 2024 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | May 30, 2012 · Amount on Record |
| Deed Document Number | 202524492 |
| Deed Book / Page | 6121 / 1790 |
| Prior Transfer Date | Sep 25, 2024 |
| Prior Transfer Doc | 0060361035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 31, 2025 |
| Property Address | 108 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588 |
| Document Number | 0061211790 |
| Book / Page | 6121 / 1790 |
| Map Reference | MB 58 PG 9 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 2025024492 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10801 CROOKED RIVER RD # RD201, RD201, ESTERO, FL 34135-1782 |
| Name | Verified Name |
|---|---|
| Address | 108 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588 |
| Document Number | 0061211792 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 6121/1792 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 31, 2025 |
| Property Address | 108 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588 |
| Document Number | 0061211788 |
| Book / Page | 6121 / 1788 |
| Map Reference | MB 58 PG 9 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 2025024491 |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 10801 CROOKED RIVER RD # RD201, RD201, ESTERO, FL 34135-1782 |
| Name | Verified Name |
|---|---|
| Address | 10801 CROOKED RIVER RD # 20, 20, ESTERO, FL 34135-1782 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 15, 2024 |
| Property Address | 108 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588 |
| Document Number | 0060361035 |
| Book / Page | 6036 / 1035 |
| Map Reference | MB 58 PG 9-12 |
| Instrument Date | Sep 25, 2024 |
| Instrument | 2024080623 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10801 CROOKED RIVER RD, ESTERO, FL 34135-1782 |
| Name | Verified Name |
|---|---|
| Address | 10801 CROOKED RIVER RD, ESTERO, FL 34135-1782 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,672 (-9.76%) Land $50,000 Building $148,672 | $198,672 (-9.76%) Land $50,000 Building $148,672 | |
| 2025 | $3,311.00 (+10.81%) | $220,157 (-2.41%) | $220,157 (-2.41%) Land $45,000 Building $175,157 |
| 2024 | $2,988.00 (+3.28%) | $225,602 (-0.92%) | $225,602 (-0.92%) Land $55,000 Building $170,602 |
| 2023 | $2,893.00 (+13.63%) | $227,708 (+21.74%) | $227,708 (+21.74%) Land $55,000 Building $172,708 |
| 2022 | $2,546.00 | $187,046 | $187,046 Land $47,040 Building $140,006 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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