108 Gangnes Dr, Talent, OR 97540 Property Records

Jackson County property record for 108 Gangnes Dr, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,593 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$232,900 (Nov 2006)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381W26AB901`

Property Details

APN / Parcel Number

Primary APN	`381W26AB901`
Alternative APNs	`381W26AB00901` `10560100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	1,881 sqft
1st Floor Area	1,593 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	108 GANGNES DR
City	TALENT
State	OR
Zip	97540-6653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-22
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	1
Legal Subdivision	MCCLOUDS ADDITION TO THE CITY OF TALENT
Legal Block	2
Legal Lot Number	13
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2001
Census Tract	1701

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3385, ASHLAND, OR 97520
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jul 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2006 · Amount on Record
Deed Sale	Nov 15, 2006 · Amount on Record
Prior Sale	Jul 21, 1999 · Amount on Record
Deed Document Number	200657273
Prior Transfer Date	Nov 10, 2006
Prior Transfer Doc	0000057704
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	108 GANGNES DR, TALENT, OR 97540-6653
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GANGNES DR, TALENT, OR 97540-6653

Mortgage

Document Number	0000004679
Date	Mar 4, 2026
Instrument	2026-004679

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	108 GANGNES DR, TALENT, OR 97540-6653
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GANGNES DR, TALENT, OR 97540-6653

Mortgage

Document Number	0000014627
Date	Jul 14, 2023
Instrument	2023-014627

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 8, 2021
Property Address	108 GANGNES DR, TALENT, OR 97540-6653
Document Number	0000030021
Map Reference	VOL 3 POG 49
Instrument Date	Jul 8, 2021
Instrument	2021-030021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 GAGNES DRIVE, TALENT, OR 97540-6653

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,190 (+3%)	$479,320 (+9.04%) Land $160,920 Building $318,400
2025	$4,340.00 (+2.43%)	$271,060 (+3%) Land $76,350 Building $194,710	$439,580 (+0.45%) Land $161,000 Building $278,580
2024	$4,237.00 (+3.24%)	$263,170 (+3%) Land $74,130 Building $189,040	$437,610 (+2.8%) Land $153,800 Building $283,810
2023	$4,104.00 (+7.74%)	$255,510 (+18.44%) Land $71,970 Building $183,540	$425,690 (+6.77%) Land $129,640 Building $296,050
2022	$3,809.00	$215,730 Land $69,880 Building $145,850	$398,710 Land $130,600 Building $268,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, CenturyLink, Hunter Communications, T-Mobile.

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