108 Gallagher St, Saginaw, MI 48601 Property Records

Saginaw County property record for 108 Gallagher St, Saginaw, MI 48601

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Flood Zone	Zone AE (high risk)
APN	`91-20-0-01-0000-000`

Property Details

APN / Parcel Number

Primary APN	`91-20-0-01-0000-000`
Alternative APN	`12 0010 00000`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	95.9 ft deep x 119 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	108 GALLAGHER ST
City	SAGINAW
State	MI
Zip	48601
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	B-2
Legal Description	LOTS 9&10,ANN ARBOR SALT AND LUMBER COMPANY'S ADDITION TO THE VILLAGE OF SOUTH SAGINAW,EXC.THAT PART LYING NWLYOF A LINE
Legal Subdivision	ARBOR SALT AND LUMBER COMPANY'S ADD
Legal Lot Number	9-10,40
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3001
Census Tract	1100

Owner

108 Gallagher St, commercial vacant land, is owned by a company.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	1315 S WASHINGTON AVE, SAGINAW, MI 48601-2513
Owner Type	Company
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Flood

FEMA maps place 108 Gallagher St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	13 (1981–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Gallagher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20