Lexington County property record for 108 Gales River Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,087 sqft · built 1985 |
| Lot Size | 0.196 acres (8,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (May 2026) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001928-05-030 |
| Primary APN | 001928-05-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,087 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,534 sqft (0.196 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 GALES RIVER RD |
|---|---|
| City | IRMO |
| State | SC |
| Zip | 29063-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FRIARSGATE B SEC 5E-3 PH 4 LT 43 V3 |
| Legal Subdivision | FRIARSGATE B |
| Legal Phase | 4 |
| Legal Lot Number | 43,V3 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21113 |
Source: Lexington County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| May 20, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Nov 15, 2017 | Quit Claim Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Aug 10, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2017 · Amount on Record |
| Deed Document Number | 202620544 |
| Deed Book / Page | 21222 / 5013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 20, 2026 |
| Property Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 0000020544 |
| Book / Page | 21222 / 5013 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202620544 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,550.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 0000020545, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202620545 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 20, 2026 |
| Property Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 2122205013 |
| Book / Page | 21222 / 5013 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202620544 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,550.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 0000020545, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202620545 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 15, 2017 |
| Property Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 1962800087 |
| Book / Page | 019628 / 000087 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 54342 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116 |
| Document Number | 1962800103 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 019628/000103 |
| Instrument | 54343 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 150 GREENWICH ST 4 WORLD TRADE, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 14, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 10, 2017 |
| Property Address | 108 GALES RIVER RD, IRMO, SC 29063-2457 |
| Document Number | 1941200348 |
| Book / Page | 019412 / 000348 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 38063 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $307.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116 |
| Investor | Possibly a Property Investor |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 (+9.94%) | $5,629 (-) Land $1,126 Building $4,503 | |
| 2024 | $2,787.00 (+1.75%) | $5,629 (-) Land $1,126 Building $4,503 | $93,813 (-) Land $18,763 Building $75,050 |
| 2023 | $2,739.00 | $5,629 Land $1,500 Building $4,129 | $93,813 Land $25,000 Building $68,813 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures