Carter County property record for 108 Freeman St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $33,000 (Mar 2021) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0845-00-004-009-0-001-00 |
| Primary APN | 0845-00-004-009-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8865 |
|---|---|
| Street Address | 108 FREEMAN ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MT WASHINGTON HEIGHT, BLK 4 LOT 9 (60X145.85X60.49X138.15) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 20 |
| Legal Subdivision | MT WASHINGTON HEIGHTS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 892602 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 343 SONGBIRD TRL, ARDMORE, OK 73401-9321 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANCFIRST |
| Mar 1, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage BANCFIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | Jan 28, 1998 · Amount on Record |
| Deed Document Number | 20211992 |
| Deed Book / Page | 7001 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 108 FREEMAN ST, ARDMORE, OK 73401-2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 343 SONGBIRD TRL, ARDMORE, OK 73401-9321 |
| Document Number | 0007333/13 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 7333/13 |
| Instrument | I-2023-000223 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 7, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Mar 1, 2021 |
| Property Address | 108 FREEMAN ST, ARDMORE, OK 73401-2018 |
| Document Number | 007001/224 |
| Book / Page | 7001 / 224 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-001992 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 343 SONGLAND TRAIL, HOWELL, AR 72101 |
| Investor | Possibly a Property Investor |
| Document Number | 2021001993 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-001993 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 26, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,813 (+5%) Land $1,090 Building $3,723 | $40,111 (-15.64%) Land $9,083 Building $31,028 | |
| 2025 | $457.00 (-0.22%) | $4,584 (+4.99%) Land $1,038 Building $3,546 | $47,545 (-2.06%) Land $10,000 Building $37,545 |
| 2024 | $458.00 (+11.44%) | $4,366 (+5%) Land $989 Building $3,377 | $48,546 (+5.03%) Land $10,000 Building $38,546 |
| 2023 | $411.00 | $4,158 Land $958 Building $3,200 | $46,219 Land $10,000 Building $36,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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