108 Freeman Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 108 Freeman Ave, Chesapeake, VA 23324

Property Summary

Property Type	Auto Repair, Garage
Details	5,400 sqft · built 1754
Lot Size	2.73 acres (119,180 sqft)
Owner	Company Name on Record
Tax Bill	$8,494 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
APN	`1570000000092`

Property Details

APN / Parcel Number

Primary APN	`1570000000092`

Interior

Stories	1 Story
Building Area	5,400 sqft Building Perimeter

Exterior

Year Built	Built 1754
Effective Year Built	Effective 1754
Lot Area	119,180 sqft (2.73 acres)

Location & Zoning

Street Address	108 FREEMAN AVE
City	CHESAPEAKE
State	VA
Zip	23324-1036
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	M2: GENERA
Legal Description	PAR 1 & PAR 2 S E CORNER FREEMAN & BUELL AVE 2.736
Legal Subdivision	SOUTH NORFOLK - COMMERCIAL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1040
Census Tract	20500

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	108 FREEMAN AVE, CHESAPEAKE, VA 23324-1036
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · SBA Mortgage 504 CAPITAL CORP
May 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK AND TRUST COMPANY
May 22, 2019	Deed, Transfer · Commercial Mortgage SOUTHERN BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019
Deed Sale	May 22, 2019
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	201912199
Deed Book / Page	10014 / 1104
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	108 FREEMAN AVE, CHESAPEAKE, VA 23324-1036
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10166/1620
Date	Jun 18, 2020
Book Page	10166/1620
Instrument	200019301

Lender

Name	504 CAPITAL CORP

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	108 FREEMAN AVE, CHESAPEAKE, VA 23324-1036
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10014/1132
Date	May 22, 2019
Book Page	10014/1132
Instrument	190012202

Lender

Name	SOUTHERN BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 22, 2019
Property Address	108 FREEMAN AVE, CHESAPEAKE, VA 23324-1036
Document Number	10014/1104
Book / Page	10014 / 1104
Instrument Date	May 7, 2019
Instrument	190012199
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	SIGNATURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WOODARDS FORD RD, CHESAPEAKE, VA 23322-4308

Mortgage

Document Number	0190012200
Date	May 22, 2019
Instrument	190012200

Lender

Name	SOUTHERN BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$918,700 (+9.24%) Land $348,600 Building $570,100	$918,700 (+9.24%) Land $348,600 Building $570,100
2025	$8,494.00 (+228.59%)	$841,000 (+3.99%) Land $284,200 Building $556,800	$841,000 (+3.99%) Land $284,200 Building $556,800
2023		$808,700 (+11.59%) Land $258,400 Building $550,300	$808,700 (+11.59%) Land $258,400 Building $550,300
2022		$724,700 Land $246,200 Building $478,500	$724,700 Land $246,200 Building $478,500
2019	$2,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	196 units insured incl. 77 condo units
Nearby Flood Claims	47 (1978–2024)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, T-Mobile, Verizon.

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