108 Franklin Ave, Union, MO 63084 Property Records

Franklin County property record for 108 Franklin Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$979 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-1-005-199.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-1-005-199.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1910
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	108 FRANKLIN AVE
City	UNION
State	MO
Zip	63084-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 SCHLAGENHAUFS ADD
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NE
Legal Subdivision	SCHLAGENHAUFS
Legal Block	5
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1015
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17463 W BRIDLE TRL, GLENCOE, MO 63038-1915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG
Jan 31, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG
May 14, 2019	Grant Deed, Transfer OTHER
Nov 27, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022
Deed Sale	Feb 28, 2022
Deed Document Number	2203096
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 28, 2022
Property Address	108 FRANKLIN AVE, UNION, MO 63084-1514
Document Number	0002203096
Map Reference	PB B PG33
Instrument Date	Feb 25, 2022
Instrument	2203096
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17463 W BRIDLE TRL, GLENCOE, MO 63038-1915

Mortgage

Document Number	0002203097
Date	Feb 28, 2022
Instrument	2203097

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	108 FRANKLIN AVE, UNION, MO 63084-1514
Document Number	0000001543
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	FANNIN COUNTY TITLE COMPANY, FANNIN CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	625 N JEFFERSON AVE UNION MO 630841537, UNION, MO 63084-1537

Mortgage

Document Number	0000001543
Date	Jan 31, 2020
Instrument	1543

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 31, 2020
Property Address	108 FRANKLIN AVE, UNION, MO 63084-1514
Document Number	0000001542
Instrument Date	Jan 30, 2020
Instrument	1542
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FANNIN COUNTY TITLE COMPANY, FANNIN CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 FRANKLIN AVE UNION MO 630841514, UNION, MO 63084-1514

Mortgage

Document Number	1543
Date	Jan 31, 2020
Instrument	1543

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 14, 2019
Property Address	108 FRANKLIN AVE, UNION, MO 63084-1514
Document Number	0000005705
Instrument Date	May 10, 2019
Instrument	5705
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 CROOM DR FORISTELL MO 633481455, FORISTELL, MO 63348-1455

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 27, 2018
Property Address	108 FRANKLIN AVE, UNION, MO 63084-1514
Document Number	0000016190
Instrument Date	Nov 26, 2018
Instrument	16190
Transaction Type	Foreclosure
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$979.00 (+10.87%)	$16,430 (+11.85%)	$86,470 (+11.85%) Land $13,130 Building $73,340
2023	$883.00 (+2.91%)	$14,689	$77,310 Land $13,130 Building $64,180
2022	$858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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