108 Forest Bluff Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 108 Forest Bluff Dr, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 2001
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$187,000 (Jun 2021)
Tax Bill$1,200 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN56A-124

Property Details

APN / Parcel Number

Primary APN56A-124
Alternative APNs
  • 473316000
  • 062475

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions140 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number473316000
Street Address108 FOREST BLUFF DR
CityJACKSONVILLE
StateNC
Zip28540-8539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL20 S1B RIVER HILLS
Legal SubdivisionRIVER HILLS SEC 1 B
Legal Lot Number20
JurisdictionONSLOW NC
Township / Civil DivisionRICHLANDS
Census Block Group2
Census Block2000
Census Tract205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 3, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Oct 14, 2019Intrafamily Transfer, Transfer
ARMOUR SETTLEMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2021 · Amount on Record
Deed SaleJun 3, 2021 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Book / Page5480 / 675
Prior Transfer DateJul 19, 2019
Prior Transfer Doc0050370795
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051600360
DateMay 7, 2020
Book Page5160/360
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term297 Months
DueFeb 1, 2045

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJun 3, 2021
Property Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Document Number0054800675
Book / Page5480 / 675
Map ReferenceMB 41 PG 24
Instrument DateMay 28, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$374.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539

Mortgage

Document Number0005480678
DateJun 3, 2021
Instrument5480/678
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionONSLOW NC
Recording DateOct 14, 2019
Property Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Document Number0050370795
Book / Page5037 / 795
Map ReferenceMB 41 PG 24
Instrument DateJul 19, 2019
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyARMOUR SETTLEMENT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,200.00$262,214 (+43.08%) Land $58,500 Building $203,714$262,214 (+43.08%) Land $58,500 Building $203,714
2025$1,200.00$183,269 (-) Land $30,000 Building $153,269$183,269 (-) Land $30,000 Building $153,269
2023$1,200.00$183,269 Land $30,000 Building $153,269$183,269 Land $30,000 Building $153,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA1 of 20
Most Recent ClaimMar 2022 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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