108 Florida St, #110, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 108 Florida St, #110, Springfield, MA 01109

Property Summary

Property TypeDuplex
Details7 bd · 3 ba · 4,284 sqft · built 1912
Lot Size0.324 acres (14,109 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Dec 2015)
Tax Bill$6,492 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:05220 P:0024

Property Details

APN / Parcel Number

Primary APNSPRI S:05220 P:0024
Alternative APN
  • 52200024

Interior

Bedrooms7 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms16 Rooms
Units2 Units
Stories2 Stories
Building Area4,284 sqft Living Area
1st Floor Area1,899 sqft
Basement Area316 sqft
Unfinished Basement316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1998
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Lot Area14,109 sqft (0.324 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number52200024
Street Address108 FLORIDA ST, 110
CitySPRINGFIELD
StateMA
Zip01109-4031
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3006
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Florida St, #110 is owned by an individual who bought it in December 2015.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address110 FLORIDA ST, SPRINGFIELD, MA 01109-4031
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2015 · Amount on File
Deed SaleDec 30, 2015 · Amount on File
Prior SaleJun 4, 1998 · Amount on File
Deed Book / Page21011 / 192
Transfer Doc021011-192
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address108 FLORIDA ST # 110, 110, SPRINGFIELD, MA 01109-4031
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024302-246
DateDec 14, 2021
Book Page24302/246
Instrument88865
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Florida St, #110 was $6,492.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,492.00$414,000 Land $27,100 Building $386,900
2023$5,476.00$321,200 Land $24,200 Building $297,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 Florida St, #110 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Florida St, #110 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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