108 Ferry Rd, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 108 Ferry Rd, Salisbury, MA 01952

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,231 sqft · built 1997
Lot Size	1.09 acres (47,489 sqft)
Owner	2 Individual Names on File
Last Sale	$192,782 (May 1997)
Tax Bill	$6,490 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SALI M:15 P:33`

Property Details

APN / Parcel Number

Primary APN	`SALI M:15 P:33`
Alternative APN	`322/85`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	3,312 sqft
Basement Area	896 sqft
Unfinished Basement	278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,489 sqft (1.09 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	322/85
Street Address	108 FERRY RD
City	SALISBURY
State	MA
Zip	01952-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1012
Census Tract	267102

Owner

108 Ferry Rd is owned and occupied by two individuals who bought it in May 1997.

Source: Essex County and Salisbury Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 FERRY RD, SALISBURY, MA 01952-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Apr 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1997 · Amount on File
Deed Sale	May 30, 1997 · Amount on File
Deed Book / Page	14139 / 338
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	108 FERRY RD, SALISBURY, MA 01952-2513
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40140-406
Date	Aug 2, 2021
Book Page	40140/406
Instrument	20210802007850

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALISBURY MA
Recording Date	Apr 25, 2017
Property Address	108 FERRY RD, SALISBURY, MA 01952-2513
Document Number	35819-445
Book / Page	035819 / 000445
Instrument Date	Apr 7, 2017
Instrument	1704250348
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,915.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 FERRY RD SALISBURY MA 019522513, SALISBURY, MA 01952-2513

Mortgage

Document Number	35819-447
Date	Apr 25, 2017
Book Page	035819/000447
Instrument	1704250349

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 108 Ferry Rd was $6,490, up 4.8% from the year before.

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,490.00 (+4.76%)	$643,800 (+8.6%) Land $207,000 Building $436,800	$642,770
2024	$6,195.00 (+3.49%)	$592,800 (+6.95%) Land $196,100 Building $396,700
2023	$5,986.00	$554,300 Land $196,100 Building $358,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ferry Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 units insured incl. 3 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

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