108 Ferguson Dr, Madison, AL 35758 Property Records

Madison County property record for 108 Ferguson Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,414 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2022)
Tax Bill	$5,635 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-04-3-000-043.014`

Property Details

APN / Parcel Number

Primary APN	`16-02-04-3-000-043.014`
Alternative APNs	`551316` `598994`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,414 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	598994
Street Address	108 FERGUSON DR
City	MADISON
State	AL
Zip	35758-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 EASTVIEW SUB PB# 2021-31571
Legal Subdivision	EASTVIEW SUBDIVISION
Legal Lot Number	12
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1005
Census Tract	11025

Owner

108 Ferguson Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 FERGUSON DR, MADISON, AL 35758-7746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Deed Book / Page	2022 / 4756
Record Updated	Oct 29, 2026

August 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Aug 9, 2022
Property Address	108 FERGUSON DR, MADISON, AL 35758-7746
Document Number	0000038223
Book / Page	2022 / 38223
Map Reference	FILE 2021-00031571
Instrument Date	Aug 9, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 N 8TH ST, OPELIKA, AL 36801-4331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	108 FERGUSON DR, MADISON, AL 35758-7746

Mortgage

Document Number	2022196997
Date	Aug 9, 2022
Instrument	2022/196997

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

Tax Assessment & Valuation

The 2026 property tax bill for 108 Ferguson Dr was $5,635 with a homeowner's exemption, up 4.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,635.00 (+4.68%)
2025	$5,383.00 Homeowner's exemption	$78,000 Land $10,000 Building $68,000	$780,000 Land $100,000 Building $680,000
2023	$5,045.00 (+384.17%) Homeowner's exemption	$73,140 (+387.6%) Land $10,000 Building $63,140	$731,400 (+631.4%) Land $100,000 Building $631,400
2022	$1,042.00	$15,000 Land $15,000	$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Ferguson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ferguson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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