108 Farm Rd W, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 108 Farm Rd W, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,189 sqft · built 1978
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$817,500 (Jan 2024)
Tax Bill	$12,725 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 57.-1-14.48`

Property Details

APN / Parcel Number

Primary APN	`473000 57.-1-14.48`
Alternative APNs	`0600-057.00-01.00-014.048` `300005700000010140480000` `4730005091` `39`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area
Gross Area	2,825 sqft
1st Floor Area	1,264 sqft
2nd Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	42,689 sqft (0.98 acres)
View / Lot	Below Average
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39
Street Address	108 FARM RD W
City	WADING RIVER
State	NY
Zip	11792-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	*6527 LOT 44 CENTURY FARMS SEC 2
Legal Subdivision	MAP OF CENTURY FARMS SECTION #2
Legal Block	1
Legal Lot Number	14
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1029
Census Tract	169701

Owner

108 Farm Rd W is owned by an individual who bought it in January 2024.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	18 SCRANTON RD, PORT JEFFERSON STATION, NY 11776-3328
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2017	Deed, Transfer
Oct 28, 2016	Deed of Trust, Mortgage · Conventional with PMI TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Book / Page	13232 / 445
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 11, 2024
Property Address	108 FARM RD W, WADING RIVER, NY 11792-1756
Document Number	0132320445
Book / Page	13232 / 445
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCRANTON RD, PORT JEFF STA, NY 11776-3328

Mortgage

Document Number	0235600528
Date	Jan 11, 2024
Book Page	23560/528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2053

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 15, 2017
Property Address	108 FARM RD W, WADING RIVER, NY 11792-1756
Document Number	0129420503
Book / Page	12942 / 503
Instrument Date	Nov 14, 2017
Instrument	0017-0223106
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RAYMOND AVE, MIDDLE ISLAND, NY 11953-1427

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	108 FARM RD W, WADING RIVER, NY 11792-1756
Document Number	0227780454
Book / Page	022778 / 000454
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FARM RD W WADING RIVER NY 117921756, WADING RIVER, NY 11792-1756

Mortgage

Document Number	0227780454
Date	Jan 14, 2017
Book Page	022778/000454

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2032

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,500 Land $13,800 Building $46,700	$741,422 Land $169,118 Building $572,304
2024	$12,725.00
2023		$60,500 Land $13,800 Building $46,700	$651,238 Land $148,547 Building $502,691

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Farm Rd W in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	55 (1981–2025)
Claims Outside the SFHA	16 of 55
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 19 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Farm Rd W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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