108 Falls St, Fallston, NC 28042 Property Records

Cleveland County property record for 108 Falls St, Fallston, NC 28042

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 1979
Lot Size	2.36 acres (103,199 sqft)
Owner	Individual Name on Record
Tax Bill	$1,295 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`73829`

Property Details

APN / Parcel Number

Primary APN	`73829`
Alternative APN	`22767936`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,586 sqft Finished Area
Basement Area	308 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	103,199 sqft (2.36 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	22767936
Street Address	108 FALLS ST
City	FALLSTON
State	NC
Zip	28042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	#24-27 BOGGS SD
Legal Subdivision	BOGGS SD
Legal Block	1
Legal Lot Number	45
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 133, FALLSTON, NC 28042-0133
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 FALLS ST, FALLSTON, NC 28042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017550020
Date	Nov 13, 2017
Book Page	1755/0020
Instrument	200006963

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 4, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,295.00 (+6.06%)	$178,355 (-) Land $16,951 Building $161,404	$178,355 (-) Land $16,951 Building $161,404
2025	$1,221.00	$178,355 (+52.87%) Land $16,951 Building $161,404	$178,355 (+52.87%) Land $16,951 Building $161,404
2023		$116,669 Land $13,044 Building $103,625	$116,669 Land $13,044 Building $103,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20