108 Englis Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 108 Englis Ln, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 1985
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2022)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Apr 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`274 000 000 044`

Property Details

APN / Parcel Number

Primary APN	`274 000 000 044`
Alternative APNs	`00038311` `02368193` `2368193`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths

Exterior

Year Built	Built 1985
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	00038311
Street Address	108 ENGLIS LN
City	CHERAW
State	SC
Zip	29520-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1039
Census Tract	950601

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2010	Deed of Trust, Mortgage · FHA Mortgage BERKLEY CAPITAL CORP
Apr 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP
Jan 14, 2022	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 15, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Dec 15, 2017	Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO
Sep 20, 2005	Deed, Transfer · Line of Credit WACHOVIA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	202200000181
Deed Book / Page	543 / 1024
Record Updated	Jun 8, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/1257
Date	Sep 24, 2010
Book Page	448/1257
Instrument	201000003194

Lender

Name	BERKLEY CAPITAL CORP
Type	Non-Lending Institution
Address	BOCA RATON, FL 33487

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00408/1084
Date	Apr 28, 2006
Book Page	408/1084
Instrument	200600002270

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2035

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 14, 2022
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Document Number	00543/1024
Book / Page	543 / 1024
Map Reference	MB 36 PG 33
Instrument Date	Jan 13, 2022
Instrument	202200000181
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 ENGLIS LN, CHERAW, SC 29520-4422

Mortgage

Document Number	202200000182
Date	Jan 14, 2022
Instrument	202200000182

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	495/1243
Date	Dec 15, 2017
Book Page	495/1243
Instrument	201700004725

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 15, 2017
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Document Number	00510/0121
Book / Page	510 / 0121
Map Reference	PL 36 PG 33
Instrument Date	Dec 15, 2017
Instrument	201700004724
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 ENGLIS LN, CHERAW, SC 29520-4422

Mortgage

Document Number	00495/1243
Date	Dec 15, 2017
Book Page	495/1243
Instrument	201700004725

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 20, 2005
Property Address	108 ENGLIS LN, CHERAW, SC 29520-4422
Document Number	00422/0316
Book / Page	422 / 0316
Map Reference	MB 36 PG 33
Instrument Date	Sep 14, 2005
Instrument	200500004697
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ENGLIS LN, CHERAW, SC 29520-4422

Mortgage

Document Number	200500004698
Date	Sep 20, 2005
Instrument	200500004698

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Mortgage

Document Number	00402/0389
Date	Sep 20, 2005
Book Page	402/0389
Instrument	200500004699

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2035

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (+11.85%) Homeowner's exemption	$13,640 (+5.9%) Land $560 Building $13,080	$341,000 (+5.93%) Land $13,900 Building $327,100
2023	$1,435.00 Homeowner's exemption	$12,880 Land $400 Building $12,480	$321,900 Land $10,000 Building $311,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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