St. Clair County property record for 108 Emerald Pt, Riverside, AL 35135
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,510 sqft · built 1998 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2024) |
| Tax Bill | $1,086 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Mar 2024 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 22-07-35-4-001-052.008 |
| Primary APN | 22-07-35-4-001-052.008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00068234 |
|---|---|
| Street Address | 108 EMERALD PT |
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1320 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 8 EMERALD POINT TOWNHOMES 35-16-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 35 |
| Legal Subdivision | EMERALD POINT TOWNHOMES |
| Legal Tract | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40206 |
108 Emerald Pt, a townhouse, is owned by an individual who bought it in July 2024.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 CROSS CREEK RD, ANNISTON, AL 36207-8623 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 8, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Dec 30, 2021 | Intrafamily Transfer, Transfer |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Mar 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Prior Sale | Sep 14, 2021 · Amount on File |
| Deed Book / Page | 2024 / 8131 |
| Prior Transfer Date | Mar 6, 2024 |
| Prior Transfer Doc | 0000002711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jul 12, 2024 |
| Property Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Document Number | 0000008131 |
| Book / Page | DEED 2024 / 8131 |
| Map Reference | MB D PG 132 |
| Instrument Date | Jul 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 CROSS CREEK RD, ANNISTON, AL 36207-8623 |
| Document Number | MTG202423932 |
|---|---|
| Date | Jul 12, 2024 |
| Instrument | MTG2024/23932 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Mar 8, 2024 |
| Property Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Document Number | 0000002711 |
| Book / Page | DEED 2024 / 2711 |
| Map Reference | MB D PG 132 |
| Instrument Date | Mar 6, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Name | Verified Name |
|---|---|
| Address | 9026 SPARKS DR, WARRIOR, AL 35180-2510 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Dec 30, 2021 |
| Property Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Document Number | 0000017785 |
| Book / Page | DEED 2021 / 17785 |
| Map Reference | MB D PG 132 |
| Instrument Date | Dec 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Sep 14, 2021 |
| Property Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Document Number | 0000012220 |
| Book / Page | DEED 2021 / 12220 |
| Map Reference | MB D PG 132 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4708 AMBERWOOD LN, ANNISTON, AL 36207-7787 |
| Name | Verified Name |
|---|---|
| Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Investor | Possibly a Property Investor |
| Document Number | MTG202162386 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | MTG 2021/62386 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Mar 14, 2019 |
| Property Address | 108 EMERALD PT, RIVERSIDE, AL 35135-1320 |
| Document Number | 0000002791 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2791 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 401 ANNISTON AL 362020401, ANNISTON, AL 36202-0401 |
The 2025 property tax bill for 108 Emerald Pt was $1,086.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,086.00 | $26,500 | $265,030 Land $54,600 Building $210,430 |
| 2023 | $52,940 (+119.17%) Land $10,920 Building $42,020 | $264,700 (+9.58%) Land $54,600 Building $210,100 | |
| 2022 | $990.00 | $24,155 Land $5,200 Building $18,955 | $241,550 Land $52,000 Building $189,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Emerald Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Emerald Pt is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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