Oconee County property record for 108 Emerald Point Dr, Seneca, SC 29672 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,553 sqft · built 1994 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $775,000 (Jun 2025) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-06-01-028 |
| Primary APN | 193-06-01-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,553 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22413 |
|---|---|
| Old Parcel Number | 193 06 01 028 |
| Street Address | 108 EMERALD POINT DR |
| City | SENECA |
| State | SC |
| Zip | 29672-6855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 EMERALD POINTE (0.7364 AC) |
| Legal Subdivision | EMERALD POINTE SUB PH I |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30601 |
Source: Oconee County records · APN 193-06-01-028
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 EMERALD POINT DR, SENECA, SC 29672-6855 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED CMNTY BK |
| Jul 07, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2025 · Amount on Record |
| Deed Sale | Jun 05, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2017 · Amount on Record |
| Deed Document Number | 0000014976 |
| Deed Book / Page | 3232 / 126 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 108 EMERALD POINT DR, SENECA, SC 29672-6855 |
| Document Number | 0040450027 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 EMERALD POINT DR SENECA SC 296726855, SENECA, SC 29672-6855 |
| Document Number | 0040450027 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 004045/000027 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jul 07, 2017 |
| Property Address | 108 EMERALD POINT DR, SENECA, SC 29672-6855 |
| Document Number | 0000000239 |
| Map Reference | MB A547 PG2 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 00239 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 108 EMERALD POINT DR, SENECA, SC 29672-6855 |
| Document Number | 0000000240 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 00240 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 | $17,808 (-) Land $2,242 Building $15,566 | $445,221 (-) Land $56,060 Building $389,161 |
| 2023 | $17,808 Land $2,242 Building $15,566 | $445,221 Land $56,060 Building $389,161 |
Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| West Carolina Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Vyve Broadband | Cable | 1,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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